If you are looking for a card with no annual fees, cash rewards, a cash back program, without activation fee and no monthly check, the Upgrade Visa Card is a great option for you, to know more about the card keep reading!
The Upgrade Visa Card is a new card just announced by Chase, and it has many features that may sound unbelievable, but it is all real. This card can be used online or in stores, it has a fixed rate of interest, so every month the rate is the same value as the one before, so no surprises at how much you’ll have to pay.
UPGRADE VISA
No fees full of advantagesBut before you sign up to this card there are a few things you need to know, cards with cashback, like this one, at first, sound amazing to our ears, but they can hide some fallback, Visa is introducing this new tool to compete against companies like American Express, there are a lot of cards in the market and most of them have some rewards program and benefits, so, cashback is just another perk that Visa is investing in, if this is something you are interested, this card may be the one for you.
About The Upgrade Visa Credit Card
Being a Visa card, this one comes with all the benefits and facilities a Visa card normally has. The difference is that Chase has added another layer of value with this card. The Upgrade Visa Card comes with cash back offers and rewards, and purchase bonus for gas, grocery and wholesale clubs. If you have good spending habits this card can be an asset in your hands.
This card is a Visa’s high end credit card made for people with good credit history, it is an upgrade of the Visa Infinity Card, offering perks that other cards doesn’t have, like higher credit limit, more rewards and benefits, and a personalized service from the company. This card can be used to make purchases in stores, on-line or through your phone, also comes with a lot of other benefits such as emergency cash and travel assistance.
Have in mind that, like many other cards you’ll have sign-up benefits, but the more you pay for it up front, the less you’ll get back later.
Differences Between The Upgrade Visa Credit Card And Other Cards
The first and ultimate difference between the Upgrade Visa and other credit cards is the 1.5% unlimited cashback, this cash back comes with no restrictions about how often can be earned. Doesn’t matter what you are purchasing, as long you use the Upgrade Visa Card to make the payment you will gain 1.5% unlimited cash back, on all purchases.
Also, if you have good credit score and always pay your card invoice, then you can qualify for 3% to 5% redemption ratio bonus, as well as no annual fees. If your income is near or over $24.000 p.a. and your main expenses are groceries, gas, eating out and entertainment, then this card can be perfect to you with its unlimited cash back. Although, you can get $200 bonus when you also open a Rewards Checking Plus account and make 3 debit card transactions.
Benefits of this credit card:
- Enjoy competitive rates that help you save money.
- Transparency is key, with no sneaky charges.
- Earn points on everyday purchases, redeemable for cash, products, or services.
- Suitable for a range of financial needs and spending habits.
- State-of-the-art security features to protect your transactions.
- Manage your account on-the-go with a user-friendly mobile app.
- Easily transfer balances from other credit cards.
- Reliable and accessible customer service for any inquiries or issues.
Qualification Requirements:
To qualify for the Upgrade Visa Credit Card, applicants should have a fair to good credit score, a stable income, and legal residency in the United States. Credit history will be reviewed to ensure responsible financial behavior.
How to Apply:
- Visit the Official Website: Start by going to the Upgrade Card’s website.
- Fill Out the Application Form: Provide necessary personal and financial details.
- Submit Documentation: Upload or send required documents for income and identity verification.
- Wait for Approval: The application will be reviewed, and you’ll be notified of the decision.
- Receive Your Card: Once approved, your card will be mailed to you.
FAQs:
What is the APR for the Upgrade Visa Credit Card?
The APR varies based on creditworthiness and market rates.
Are there any annual fees?
No, the Upgrade Visa Credit Card does not charge annual fees.
Can I use this card internationally?
Yes, it’s accepted globally wherever Visa is accepted.
How do I redeem reward points?
Points can be redeemed through the mobile app or website for various rewards.
How can I increase my credit limit?
Credit limit reviews are periodic, but you can request an increase through customer support.
Are balance transfers allowed?
Yes, you can transfer balances from other credit cards, subject to approval.