Apply to US Bank Visa Platinum

Get a 0% introductory APR for purchases and balance transfers for the first 20 months with the UD Bank Visa Platinum Credit Card.

Most card in the market offers some sort of initial offer for when you sign-up with them, but the US Bank Visa Platinum offers one of the longest introductory offers for people looking to transfer their debts to a new card with lower fees.

You get a zero percent intro APR for the first twenty billing cycles for purchases and balance transfers, this card comes with no annual fee and a tool that allows you to pay larger purchases in installments without interest fees.

More about US Bank Visa Platinum

This card isn’t like the most credit cards aimed to people with good credit score, most credit aimed to higher scores has awards, miles or a point system, the US Bank Visa Platinum biggest selling point is the longer 0% introductory APR, the initial offer is valid for twenty billing cycles.

This card is a very simple and direct one, their benefits are aimed to the people who wants to exchange a high interest credit card for something with better fees. With the US Bank Visa Platinum, you will get 0% APR for purchase and balance transfer for the first twenty months, and also has no annual fee.

Another perk of this card is the US Bank ExtendPay plan, this tool allows the cardholder to divide larger purchases into fixed payments every month, without interest, you will only need to pay a small fee every month.

More perks of the US Bank Visa Platinum

Besides the initial offer that is the main draw to this card, there are also some other perks, such as:

• Credit Score: US Bank costumers can see their credit score anytime and anywhere they want through the bank app or online.
• Smartphone protection: get up to $1.200 of annual coverage in case of theft or damage, to be valid the cellphone bill must be paid with the US Bank card.
• You can choose the due date that works better with your life.
• Auto Pay: to avoid forget the due date and pay late fees you can put your balance on automatic payment.
• You get ID navigator to help you in case of threats or unauthorized use of your card or identity.

Interest and fees of the US Bank Visa Platinum

The US Bank Visa Platinum Credit Card has an amazing initial 0% APR for Purchase and Balance transfer, valid for the first twenty months, but you may be wondering what are the other fees that comes with this card.

After the initial offer ended the APR is of 15.99% to 25.99%, which is still a very low APR compared to the other cards in the market, besides that this card does not has an annual fee.

Besides that, this card has a balance transfer and a cash advance of 3% or $5 whichever is the best for you, a 2% international transaction fee. In case you are late in your payments there are a fee of 40 dollars, so use the auto payment feature to avoid this fee.

Main features of the US Bank Visa Platinum Credit Card

The US Bank Visa Platinum is credit card focused on balance transfer, the main benefit it offers is the introductory 0% APR, but more than that this card also has some other benefits, such as:

• Up to $1.200 protection for your smartphone against theft and damage, the bill phone must be paid with this car to be valid
•  Choose the due date that fits better with your life
• No annual fee
• US Bank Extended Pay Plan to help you split eligible purchases worth $100 or more into monthly payments
• Free unlimited access to your credit scores, you can access your score through the app anytime you want.
• Introductory sign-up bonuses of 0% APR for balance transfer and purchases for the first 20 months

If you liked the US Bank Visa Platinum Credit Card and wants to apply to it is a very simple process, you can fill up the application on the issuer website, there you will need to informe some personal and financial details, such as name, address, phone number and social security number. They also will make a check on your credit score, to know if you are able to apply to this card.

To know more about the US Bank Visa Platinum, go to their website!

CREDIT CARD

U.S. Bank Visa Platinum

No annual fee Cell phone protection

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