Exciting news: now you can access a card that rewards you for paying rent and offers numerous benefits – discover the Bilt credit card.
It’s no secret that paying rent directly with a credit card is often impossible, and when it is, hefty processing fees from landlords or third-party processors are usually involved. But imagine earning rewards every time you make your rent payment.
The Bilt Credit Card not only enables you to pay rent via credit card and earn points for doing so but also does it all without charging you a dime. Designed for renters seeking rewards for their monthly payments, you’ll be amazed at how paying rent can become a fantastic way to accumulate points for that dream vacation you’ve been longing for.
Bilt
No annual fee High rewards ratePay rent and earn rewards
With this credit card, you can accumulate points by paying rent and in bonus spending categories whenever you complete at least five transactions per statement cycle. Meeting this requirement is quite simple, as there’s no minimum spending threshold.
Bilt cardholders can swiftly amass points:
- 5 points per dollar on Lyft rides.
- 3 points per dollar on dining.
- 2 points per dollar on travel (when booked directly with an airline, hotel, car rental or cruise company or through the Bilt travel portal).
- 1 point per dollar on rent (up to 100,000 points per calendar year.)
- 1 point per dollar on everything else.
Plentiful, flexible redemption options
Imagine paying your next month’s rent with the points you earned from paying your last rent. With the Bilt Credit Card, not only is that possible, but you can also redeem your rewards in various other ways:
- Rent: The points required for rent redemption will vary depending on the building and management company.
- Travel: Redeem points for flights, hotels, and activities. You also gain complimentary access to the Point.me and Awayz award search tools via the Bilt app.
- Fitness Classes: Use points for group fitness classes or subscriptions with popular studios like SoulCycle, Rumble Boxing, [solidcore], and Y7 Studio.
- Merchandise: Redeem points for items on Amazon, limited-edition art, home decor, and apparel.
- Future Home Down Payment: Apply your Bilt Rewards points toward a down payment on a future home, provided the financing is through Bilt.
- Bilt Rewards Status: Points earned with the Bilt Mastercard contribute to your Bilt member status.
Bilt Credit Card benefits
Rent Day Double Points
Experience the thrill of rent payment day like never before. On the first day of each month, your earning potential skyrockets. Enjoy double points on every spending category, except for rent (which remains at 1X). That means 6X on dining, 4X on travel, and 2X on all other purchases.
Bilt Rewards Alliance
Join the Bilt Rewards Alliance, a network comprising eligible Bilt Rewards rental properties. Residents in these properties with a Bilt Credit Card can earn up to 100,000 Bilt Rewards annually. Simply make five card transactions each statement period to unlock these points.
Points Interest Earning
Boost your earnings through various methods, including bonus points from the Bilt Rewards Program. With four membership tiers (Blue, Silver, Gold, and Platinum), your member status upgrades as you accumulate more points throughout the year. Upon reaching Silver Status, start earning interest on your points stash. Each month, receive interest in the form of bonus points based on your average daily points balance.
Primary Auto Damage Collision Damage Waiver
Stand out from the crowd with the Bilt Credit Card’s primary auto damage collision damage waiver, a standout feature among other $0-annual-fee credit cards. Use your card for rental vehicles and enjoy complimentary primary auto insurance, saving you from extra fees at the rental counter and putting money back in your pocket.
Cell Phone Protection
Gain peace of mind by paying your monthly cell phone statement with a Bilt Credit Card. Receive up to $800 in cell phone protection against damage, theft, or involuntary loss, with only a $25 deductible, one of the lowest you’ll find on any card.
Trip Cancellation/Interruption Protection
Travel worry-free with the Bilt Credit Card’s trip cancellation/interruption protection. Receive up to $5,000 reimbursement for eligible reasons such as severe weather or mechanical issues with the carrier. If your flight is delayed for at least 6 hours, receive up to $200 per day, up to a maximum of $1,800. Just remember to use your Bilt Credit Card when booking your flight.
No Foreign Transaction Fee
Whether traveling or making online purchases from abroad, the Bilt Credit Card saves you money with no foreign transaction fees. Enjoy even greater savings on currency conversion, both in-person and online.
Mastercard Benefits
Unlock a world of benefits with the Bilt Credit Card, which offers all World Elite Mastercard benefits at no additional fee. Enjoy discounts on select streaming services, access to hotel, flight, and car upgrades, gold concierge access, ID theft protection, zero liability fraud protection, emergency assistance, and more.
Who can apply?
To be eligible, you need to be at least 18 years old and reside in the U.S. or its territories. While anyone can submit an application, the card necessitates a higher credit score. Therefore, if you’re in the process of building credit, you may need to hold off on applying until you meet the qualifications.
How to apply?
Applying for a Bilt Credit Card is easier than you think:
- Go to the Bilt Credit Card website
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
Is it easy to get approved for the Bilt Mastercard?
It will depend on your credit score. This credit card requires good to excellent credit for approval.
Does Bilt Mastercard help your credit score?
If you pay your credit card bills on-time, Bilt Mastercard can help your credit score since it will be reported to the credit bureaus.
Can I use Bilt Mastercard to pay rent?
Yes and that’s what it was made for. You can pay your rent and earn rewards on every payment using this credit card.
Can I pay my mortgage with Bilt Mastercard?
No. It’s not possible to pay your mortgage.
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