TD FlexPay Credit Card Review

Get ready to revolutionize the way you manage your finances with the TD FlexPay Credit Card!

Imagine a world where you have the power to tailor your payments according to your financial needs, all while earning rewards on every purchase you make. That’s exactly what the TD FlexPay Credit Card offers – a seamless blend of convenience, versatility, and rewards that empowers you to take control of your financial journey like never before.

With its unique features and benefits, the TD FlexPay Credit Card is designed to elevate your banking experience to new heights. Whether you’re looking to streamline your payments, earn valuable rewards, or access exclusive perks like extended warranty coverage and travel benefits, this card has got you covered. 

CREDIT CARD

TD FlexPay

0% Intro APR Skip a Payment

Make the most of the balance transfer offer

Watch an ad to apply for your card

Introductory APR promotion

With a 0% introductory APR offer that applies to balances transferred from other credit cards, you can consolidate existing balances without the burden of high interest rates. What’s more, for the first 18 billing cycles after opening your account, you don’t have to worry about your debt increasing, offering you peace of mind as you manage your expenses.

Unlike other cards that only provide a short window of opportunity to take advantage of the intro rate, the TD FlexPay Credit Card allows you to transfer balances at any time during the intro period, providing you with added flexibility and convenience.

Skip payment

You can schedule ahead to skip the minimum payment for a month’s billing cycle without incurring any late fees or penalties. This is a game-changer for anyone struggling with debt, offering valuable time to organize and manage their finances effectively.

You can take advantage of this feature once every 12 billing cycles, provided you request it in advance and maintain a good standing account. Additionally, your account must be at least 6 months old, and while interest will accrue on your balance, it may qualify for a promotional 0% APR.

Best of all, you can rest easy knowing that TD Bank will not report your skipped payment as missing or late to the credit bureaus, ensuring minimal impact on your credit score. With the power to skip a payment when needed, the TD FlexPay Credit Card offers you the flexibility and support you need to navigate life’s financial challenges with confidence.

TD FlexPay Credit Card benefits

No annual fee

Enjoy the benefits of the TD FlexPay Credit Card without worrying about annual fees. This feature adds to the card’s appeal, providing you with valuable perks and rewards without any additional costs.

Promotional balance transfer rate

During the introductory period, you’ll benefit from a reduced balance transfer fee of just 3%, with a minimum of $5. This lower rate not only saves you money, especially when transferring larger amounts, but also allows for greater flexibility in transferring balances, as the fee is factored into the transfer limit. 

Roadside dispatch

With Roadside Dispatch, the TD FlexPay Credit Card provides you with peace of mind on the road. Whether you encounter a flat tire, need a jump start, or require towing services, simply call the dedicated hotline and help will be on the way. This valuable benefit ensures that you’re never stranded, offering convenience and support during unexpected roadside emergencies.

Same-day Shipt delivery

As a cardholder, you’ll enjoy three months of free Shipt membership, followed by nine additional months at 50% off. This exclusive offer ensures that you have access to hassle-free grocery shopping and essentials delivery, right to your doorstep. With Shipt, you can save time, skip the lines, and focus on what matters most – all while enjoying exclusive savings and convenience courtesy of your TD FlexPay Credit Card.

Late fee forgiveness

With late fee forgiveness, the TD FlexPay Credit Card offers a valuable safety net for cardholders. If you happen to miss a payment, rest assured that your first late payment fee will be waived, providing you with peace of mind and financial flexibility. This feature ensures that you can navigate temporary financial setbacks without incurring additional penalties, allowing you to focus on managing your finances effectively.

Visa Platinum benefits

As a Visa Platinum cardholder, the TD FlexPay Credit Card provides you with access to a wide range of exclusive benefits and perks. Enjoy enhanced security features such as zero liability fraud protection, ensuring that you’re protected against unauthorized transactions. Additionally, benefit from extended warranty coverage on eligible purchases, giving you added peace of mind on your shopping adventures.

Who can apply?

The TD FlexPay Credit Card is exclusively available to residents of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C. To apply, you must be 18 years or older and have a credit score of at least 750.

How to apply?

Applying for a TD FlexPay Credit Cardis easier than you think:

1. Go to the TD Bank website and look for TD FlexPay Credit Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

Does TD Bank have a good mobile app?

Yes, TD Bank’s mobile app has 4.2 and 4.8 stars in the Google Play Store and App Store, respectively. Its interface is clean, easy to navigate and you can do most of your transactions.

How do I TD Bank Customer Service for assistance?

You can contact their customer service by calling from within the U.S. at 1-888-751-9000 or outside the U.S. at 1-888-751-9000 or 1-800-819-1243, if you are in Canada.

How can I increase my credit limit?

You can request a credit limit increase online, by phone (1-800-983-2582) or at your TD Bank branch.

What is the TD Bank routing number?

Your TD Bank routing number is based on where you opened your account. You can check it TD Bank website.

CREDIT CARD

TD FlexPay

0% Intro APR Skip a Payment

Make the most of the balance transfer offer

Watch an ad to apply for your card