Say goodbye to ordinary credit cards and hello to a world of rewards with the TD Cash Credit Card!
This dynamic card is designed to turn your everyday purchases into meaningful cashback rewards, ensuring that every swipe counts towards maximizing your savings. The TD Cash Credit Card rewards you for your spending, allowing you to earn cashback on the things you already buy.
With no annual fee and special introductory APR offers, this card offers unparalleled value and convenience, making it the perfect choice for anyone looking to make the most of their credit card experience.
TD Cash
up to 5% cash back $200 bonus cash backCustomizable cash back
Experience the freedom to personalize your rewards with the TD Cash Credit Card’s custom spending categories! Unlike traditional cashback cards, the TD Cash Credit Card puts the power in your hands, allowing you to choose from categories such as dining, entertainment, travel, gas stations, and grocery stores to maximize your rewards potential.
While the card defaults to 3% cashback on dining and 2% at grocery stores, you’re not limited to these standard categories. Cardholders have the flexibility to select which categories will earn 3% and 2% cashback every quarter, ensuring that you can tailor your rewards to fit your lifestyle and spending habits.
Plus, with 1% cashback on every other purchase, the TD Cash Credit Card offers unbeatable value and versatility for savvy spenders. Say goodbye to one-size-fits-all rewards and hello to a personalized cashback experience with the TD Cash Credit Card!
Flexible redemption options
Earned cash-back rewards with the TD Cash Credit Card can be redeemed once you’ve accumulated a minimum of $25 in reward credit, requiring a total of $2,500 in purchases. This flexibility allows you to redeem your rewards at your convenience, whether you choose to use them for statement credits, direct deposits into your TD Bank account, or as gift cards for popular retailers.
With multiple redemption options available, including travel, merchandise, and charitable donations, the TD Cash Credit Card offers unparalleled flexibility in how you choose to enjoy your rewards. Plus, with no expiration date on your earned cash-back rewards, you can save them up for big-ticket items or use them whenever you please.
TD Cash Credit Card benefits
Welcome bonus
New cardholders can earn $200 Cash Back as a statement credit when they spend just $500 within the first 90 days of account opening. But that’s not all – as an added perk, you’ll also enjoy a 6% bonus cashback on grocery purchases for the first six months, up to $6,000 in spending. This exciting offer not only helps you jumpstart your rewards earnings but also provides you with additional savings on everyday essentials.
Introductory APR promotion
The TD Cash Credit Card offers a standout introductory APR on balance transfers: enjoy 0% APR for the first 12 months after account opening. This makes it a smart choice for consolidating balances from other credit cards and managing your debt more effectively.
No foreign transaction fee
Enjoy the convenience of international travel without worrying about foreign transaction fees with the TD Cash Credit Card. This feature adds to the card’s appeal, providing you with valuable perks and rewards without any additional costs when making purchases abroad.
Digital wallet
Experience the convenience and security of contactless payments with the TD Cash Credit Card’s digital wallet compatibility. Whether you prefer Apple Pay, Google Pay, or Samsung Pay, you can easily add your card to your digital wallet and enjoy fast, secure transactions wherever you go.
No annual fee
Enjoy all the benefits of the TD Cash Credit Card without the burden of an annual fee. This feature adds to the card’s appeal, providing you with valuable perks and rewards without any additional costs each year.
No Penalty APR
Rest assured knowing that with the TD Cash Credit Card, there’s no need to worry about penalty APR. This feature provides you with peace of mind, ensuring that you won’t incur additional interest charges for late payments.
Zero liability
With zero liability protection, the TD Cash Credit Card offers you peace of mind by safeguarding you against unauthorized transactions. This feature ensures that you won’t be held responsible for any fraudulent charges made on your card, providing you with added security and confidence in your financial transactions.
Visa Signature or Platinum benefits
Enjoy the exclusive perks and benefits of either Visa Signature or Platinum status with the TD Cash Credit Card. Whether you qualify for Visa Signature or Platinum benefits, you’ll gain access to a range of premium features such as extended warranty protection, travel and emergency assistance services, and access to special offers and discounts.
Who can apply?
The TD Cash Credit Card is exclusively available to residents of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C. To apply, you must be 18 years or older and have a credit score of at least 690.
How to apply?
Applying for a TD Cash Credit Card is easier than you think:
- Go to the TD Bank website and look for TD Cash Credit Card
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
How do I make a TD Cash Credit Card payment?
Making a payment is easy and you can always set up automatic payments. You can do it online, by TD Bank mobile app, by phone, by mail or at any TD bank branch.
How long does it take to get approved?
Usually, you receive the decision immediately. However, in some cases it takes up to 30 days.
How do I get a credit limit increase?
You can request a credit limit increase online, by phone (1-800-983-2582) or at your TD Bank branch.
How much is the balance transfer limit?
The balance transfer limit is based on your available credit limit. However, the minimum balance transfer amount is $250.
U.S. Bank Altitude Reserve Visa Infinite Card Review <p style=' font-weight: normal; line-height: 1.9rem !important; font-size: 17px !important;'> Whether you're off gallivanting across continents or simply exploring your own neck of the woods, the U.S. Bank Altitude Reserve Visa Infinite Card sets you up with all the tools to savor every single moment. </p> 
U.S. Bank Altitude Connect Visa Signature Card Review <p style=' font-weight: normal; line-height: 1.9rem !important; font-size: 17px !important;'> This top-notch credit card is all about stepping up your game when it comes to traveling and everyday spending. </p> 
NHL Discover It Credit Card Review <p style=' font-weight: normal; line-height: 1.9rem !important; font-size: 17px !important;'> Blending the excitement of professional hockey with the advantages of a premier financial tool, this credit card presents unprecedented advantages and privileges. </p>