The US Bank Altitude Go Visa Secured Credit Card

Looking for a card with high rewards and lots of benefits? If you enjoy food and travel, the US Bank Altitude Go Visa Secured card is perfect for you. Know more!

It is very difficult to find a credit card that offers rewards and benefits that suit your needs and spending habits. Especially when it comes to travel cards, many offers great rewards on travel, but fall short when it comes to everyday expenses like groceries and gas, for example. But that’s where the US Bank Altitude Go Visa Secured shines! You earn rewards on a variety of everyday expenses and best of all, without paying an annual fee.

CREDIT CARD

US Bank Altitude Go Visa Secured

Contactless payments Fraud protection

Open the door to better credit and get rewarded for your everyday spending.

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This is just a part of the benefits and facilities that this card can offer its users. Keep following our article and see how useful US Bank Altitude Go Visa Secured can be for you!

Some Details About The US Bank Altitude Go Visa Secured

If you are a foodie looking for a free rewards credit card, the US Bank Altitude Go Visa Secured Card could be your lifeline. Get unparalleled rewards potential on cross-card restaurant purchases for an annual fee of $0. In addition, the card also offers solid income in categories such as supermarkets, gas stations and eligible streaming services. Let’s talk about it right below!

Unlike some of the other cards in its class, though, it doesn’t earn extra bonuses on entertainment spend – like movies, concerts, sporting events, and more. – This can be important if you usually spend your nights in the city. And, of course, if you cook at home more than you eat out, there are plenty of options that will fit your budget better. But overall, this is a credit card that meets the financial needs and habits of those who like to eat at restaurants and etc.

And since we are talking about a Visa subscription, this is a credit card that is widely accepted internationally and will provide travelers with useful benefits. Finally, the card also offers an introductory period of 0% APR: 0% introductory APR on purchases and balance transfers during 12 billing cycles, then a continuous APR of 29,99% variable APR. Don’t worry, the rate is average, if we compare it to other cards in this category that we find on the market.

Earning And Redeeming Rewards

The US Bank Altitude Go Visa Secured Credit Card offers rewards of 4 points for every dollar on travel and meals – this includes 2 points for every dollar spent at grocery stores, streaming services and gas stations. Do you think it’s over? No, quite the opposite. You also receive 1 point per dollar spent on all other purchases produced. Hold on, there’s still more!

On top of all that, you also earn an annual streaming credit. That’s right! Receive $15 for annual purchases of services in this category, such as Spotify and Netflix. Oh, it is also worth mentioning that there is no limit to the amount of rewards that the holder of this card can accumulate with the US Bank Altitude Go Visa Secured and, in addition, the rewards do not expire. You can exchange earned rewards for cash back, or receive them as statement credit, or deposit them into a qualifying US bank account.

But all this can be done after you accumulate at least 2,500 points. Points can be redeemed for gift cards, merchandise, or any other item in the US Bank Rewards Center online – at least 1,000 points. There is also a unique redemption option to instantly redeem points via text message with the real-time rewards feature at participating retailers. It’s too good, seriously!

Benefits Of The US Bank Altitude Go Visa Secured

• No annual fee;
• No foreign transaction fee;
• Choose your due date payment.
• Access your account at any time of the day and any day of the week;
• Option of automatic payment;
• Contactless payments;
• Reports to the three major credit bureaus;
• Zero fraud liability;
• $15 annual streaming credit;
• Rewards on all purchases;
• Collect points and redeem for products, services and more.

Requirements for Applying

• Applicants must be at least 18 years old (19 in certain states).
• Must be a legal resident of the United States.
• A valid Social Security Number is required and some personal documents.
• While this is a secured card, some basic credit history may be reviewed.
• Proof of a steady income is necessary to ensure repayment capability.
• A refundable security deposit is required, the amount of which determines your credit limit.

Step-by-Step Guide to Applying for the US Bank Altitude Go Visa Secured Credit Card

1. Go to the US Bank’s official website.
2. Navigate to the ‘Credit Cards’ section and select the ‘Altitude Go Visa Secured’ card.
3. Click on ‘Apply Now’ and fill in the application form with personal, financial, and employment details.
4. Provide your banking information for the security deposit.
5. Double-check your information for accuracy and submit the application.
6. Wait for the bank to process your application, which may include a credit check.
7. You will receive an email or letter regarding the decision.
8. Upon approval, the card will be mailed to you, usually within 7-10 business days.

FAQs

What is the minimum security deposit required?

The minimum deposit is typically around $300.

Can I upgrade to an unsecured card in the future?

Yes, responsible usage can lead to an upgrade to an unsecured card, subject to bank’s review and approval.

What happens to my security deposit if I close the account?

Your deposit will be returned if the account is in good standing and all balances are paid.

CREDIT CARD

US Bank Altitude Go Visa Secured

Contactless payments Fraud protection

Open the door to better credit and get rewarded for your everyday spending.

APPLY NOW