Amazon Business Card Review

No Amazon Prime membership required! Access rewards or enjoy free financing terms on purchases with this Amazon Business Card.

Whether your business thrives on Amazon purchases or you simply appreciate the occasional interest-free break, this card offers valuable perks without the need for an Amazon Prime membership. It’s a smart choice for savvy spenders looking to maximize their rewards and stretch their budget.

The Amazon Business American Express Card offers cardholders the freedom to choose between earning a generous 3% back on eligible Amazon-related spending or enjoying a convenient 60-day interest-free period for those purchases.

CREDIT CARD

Amazon Business

up to 3% cash back $100 Amazon gift card

Earn rewards that don’t expire, so you can use them on your time.

Watch an ad to apply for your card

Earn Cash Back

Score big with the Amazon rewards program! Earn points for every purchase you make, with every 100 points translating to $1 in rewards. Whether you’re treating yourself to a shopping spree on Amazon.com or making business purchases via Amazon Business, your rewards can be applied instantly, putting money back in your pocket with every swipe!

Get a generous:

• 3% back on all your U.S. purchases at Amazon.com, Amazon Business, Amazon Web Services, and Whole Foods Market, or enjoy a 60-day interest-free period. 
• 2% back when dining out, fueling up at U.S. gas stations, or paying for wireless telephone services directly from U.S. providers.
• 1% on every other purchase.

With rewards like these, you’ll be earning back while you spend!

Redeeming Rewards

Elevate your rewards game to the next level! Redeeming rewards with the card is flexible and easy. You can use them towards any eligible purchase at the time of purchase or apply them as a statement credit against your balance. Each point is valued at one cent, making redemption straightforward.

While you can’t redeem rewards for cash back, you can still enjoy the benefits of your rewards by covering part of your purchase with points and paying the difference with your Amazon Business Rewards card.

Amazon Business Card benefits

Sweet Welcome Perk

New cardholders can benefit from an introductory offer: Receive a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card. Terms Apply. This incentive, combined with the card’s $0 annual fee, provides a valuable opportunity to offset initial expenses.

Business Expense Management Tools

The Amazon Business American Express Card offers a comprehensive suite of tools to assist in business management, including access to downloadable, line-item expense reports. Additionally, the AmEx business app, available on iOS and Android devices, allows users to capture and categorize receipts, as well as manage employee spending for efficient organization and tax compliance.

$0-annual-fee

No annual fee? Yes, please! The Amazon Business Card is all about giving you the perks without the price tag. Enjoy cash back rewards without the burden of annual fees weighing you down. That’s not something we see on business cards, right?

No expiring points

With rewards that never expire, you’re in control of when to cash in. Whether you’re eyeing millions of items on Amazon.com and Amazon Business (U.S.) or prefer to apply them towards a statement purchase, the choice is yours. Enjoy the freedom to redeem your rewards exactly how and when you want, making every purchase even more rewarding!

Extended Warranty Protection

Extend the manufacturer’s warranty by an additional year for purchases with warranties of five years or less. With coverage of up to $10,000 per purchase and a maximum limit of $50,000 per calendar year, you can shop confidently knowing your purchases are protected.

Baggage Insurance Plan

Travel worry-free by paying for your entire trip with your Amazon Business American Express Credit Card. Enjoy coverage of up to $1,250 per person for carry-on bags and up to $500 per person for checked bags.

Car Rental Loss and Damage Insurance

When you rent a car and pay with your Amazon Business American Express Credit Card, receive up to $50,000 in coverage per car rental agreement for damage to or theft of the rental vehicle during the rental period.

Return protection

Enjoy peace of mind knowing that if a store refuses to accept a return within 90 days of purchase, you can receive a refund of the full purchase price, up to $300 per item and $1,000 per account per year.

Who can apply?

The Amazon Business American Express Card is a must-have for business owners who love to shop at Amazon-owned businesses but haven’t yet signed up for Amazon Prime memberships. While a credit score of at least 690 is required, if you’re 18 years or older and reside in the U.S., this card is within your reach. So why wait? Apply now and embark on a journey towards financial freedom and excitement!

How to apply?

Applying for a Amazon Business Card is easier than you think:

1. Go to the Amazon Card website and look for Amazon Business Card 
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

Where can I find the Amazon.com Gift Card sign-up bonus?

Simply log into your Amazon account to view your gift card balance under “Gift Cards” and start splurging on your favorite purchases!

Do I need to pay to enroll in the Rewards program?

Believe it or not, signing up is totally free and you don’t need to purchase anything.

How can I increase my credit limit?

If you are eligible, you can request a credit limit increase online, on the other hand, you can do it by calling the number located on the back of your credit card.

What is the credit limit?

Your credit limit will likely be based on your creditworthiness.

CREDIT CARD

Amazon Business

up to 3% cash back $100 Amazon gift card

Earn rewards that don’t expire, so you can use them on your time.

Watch an ad to apply for your card