Store credit cards can be win or miss, but the Amazon Prime Visa membership is a great option if you are looking for gift card.
This card is exclusive to Prime members and has some great rewards that compete with some of the best credit cards out there. One of the benefits of this card that can be a selling point is a 5% cash back on Amazon and Whole foods purchases.
Amazon Prime Visa
No annual fee REWARDSKeep reading our article to see every benefit that the Amazon Prime Visa Credit Card has to offer.
What is the Amazon Prime Visa Card?
Firs of all, to get this card you have to be a member of Amazon Prime, that being said, the first benefit of the Amazon Prime Visa Card is that you get a $200 Amazon gift card as a sign-up bonus.
Besides that, you earn 5% cash back on all eligible purchases on Amazon.com and at Whole Foods Markets, and 2% back at restaurants, gas stations and drug stores. All other purchases make you earn 1% cash back. An additional reward is that you can get 10% or more in cash back on a rotating selection of Amazon product and offers.
This card also has no annual fee and no international transaction fees, putting the Amazon Prime Visa at competition level with some of the best cards in the market, and plus is that this card uses your Prime membership to see if you are eligible, so they won’t make a hard pull on your credit history for you to be able to get all the advantages of this card.
More about the Amazon Prime Visa Card
The Amazon Prime Visa also comes with some incredible additional benefits, one of these benefits is the choice to pay bigger purchases in instalments, you can purchase now and make equally payments each month without any interest fee.
Purchases of $50 or more can be paid in six equal monthly payments, if you spend $250 or more you can pay over twelve months of equally payments, and in case of purchases of $500 or more you can pay in eighteen equal monthly payments.
One important thing to know is that if you choose the equal monthly payment option, you will no longer receive the cash back of 5% that the Prime card offers. To know more details in the buy know and pay over time option, you can go to the issuer website.
Amazon Visa Card
If you are not a Prime member yet but still wants to get some rewards while shopping on Amazon, you can get the Amazon Rewards Visa credit card. This one has a sign-up bonus of $50 Amazon gift card.
The Amazon Rewards also gives you 3% refund on Amazon and Whole Foods Market instead of the 5% you can get with the Amazon Prime Visa card. The 2% cash back for purchases made on gas stations, restaurants and drug stores is the same in the two cards, as well as the 1% cash back on all other purchases.
This card is a great way to test the waters on Amazon cards before get the Prime Visa Credit Card, and enjoy the benefits it offers in the fullest, like the 10% or more cash back you get on a rotation selection of Amazon products and categories.
Main perks of the Amazon Prime Visa Credit Card
Finding a card with great rewards is easy, but the Amazon Prime Visa is not just a credit card, it has one of the biggest selling companies to back it up, some of the main perks of this card are:
- No foreign transactions fee
- No annual fee
- 5% cash back on purchases made on Amazon or Whole Foods Market
- 2% cash back on restaurants, drug stores or gas stations
- 1% cash back on all other purchases made using the card.
- Visa Signature benefits
- Auto rental collision damage waiver
- Roadside dispatch
- Purchase Protection
- Extended warranty protection
Apply To Amazon Prime Visa Credit Card
To be able to apply to the Amazon Prime Visa, the first thing you need is to be a member of Amazon Prime, besides that you need to be at least 18 years old, you will also need to fill up some personal and financial information to the issuer, to be approved, but the process is made online and is very simple and fast.
If you want to know more about the Amazon Prime Visa and how to apply, go to their website.
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