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Applying for the Indigo Mastercard

The Indigo Mastercard is a safe option for people with bad credit score, because they do not make a hard check on your credit history to approve you!

Indigo-Mastercard
Source: Indigo Mastercard

If you do not have the best credit score and are looking for a credit card to help you with a fresh start, Indigo can be a good option for you, this card was created thinking of the people who need to rebuild their credit, the issuer will report monthly to the following credit bureaus: TransUnion, Experian and Equifax, if you keep a good rapport over the months your FICO score will increase.

Because this credit card is made for cardholders with not the best creditworthiness, the limit is not very high, the maximum you can get with this card is a $300 limit. This is an unsecured credit card, so even if the credit limit is low, at least you won’t need to put some money as collateral to have access to it. 

Further information about Indigo Mastercard

Because the Indigo Mastercard is focused on people with poor credit score it has an APR higher than other credit cards out there, the APR is 24.00%. 

You also may or may not need to pay for an annual fee with this card, this is going to be determined during your application, the fee can go from $0 up to $99, in the first year as a cardholder the fee is higher, but after that it can lower if you keep a good usage of your card.

The Indigo Mastercard does not come with any sign-up bonus or rewards system, this is a straightforward credit card: it is made to help people rebuild their credit, and because of that it has a higher approval rate than most cards offered for people with bad credit history.

Conditions for applying for Indigo Mastercard

To get the Indigo credit card there are some conditions you need to fulfill, first is that you need to provide a valid social security number, a United states IP address and a physical U.S address as well, you also need to have 18 years old or more.

You cannot have a previous Indigo account that shut down because you did not pay your balance, the company will analyze your data like if you had previous account with Indigo, what it is your debt and your income, as well as other information they may need to check.

If you meet these conditions, this not mean that you will be approved, it only means you can apply without any issue, you have to fulfill the pre-qualification form to see if you will get approved or not.

Some perks of the Indigo Card

Indigo-Mastercard
Source: Indigo Mastercard

Like we said before this is a very straightforward credit card, it does not offer bonuses or rewards, the main focus here is provide you with a credit card that can be used as a tool to increase your credit score by reporting your usage every month to the top credit bureaus.

There are some additional benefits with this card, all of them focused on the safety of your data, with Indigo Mastercard you will have ID theft protection and $0 liability protection, this can guarantee that your data will not be stolen and that you will not be charged for any unauthorized transaction made with your credit card.

The ID Theft Protection provided by Mastercard will guarantee that your personal information like: e-mail, passwords, bank accounts and more are not accessible, and in case of suspicious activity you will be informed immediately.  

How to apply for the Indigo Mastercard?

The application for the Indigo Mastercard is quite easy, if you already check that you meet all the conditions we explained before you can go on and apply on their website, you will need to answer some questions like: name, address, date of birth, phone number, social security number. After approval you will receive your Indigo within 14 business days. If any problem occur with the delivery, please contact Indigo Mastercard to solve it.

The Indigo Mastercard comes with a 24.00% Apr and an annual fee that can be $0 up to $99 depending on your creditworthiness, the credit limit will also depend on that, but the maximum provided by Indigo is $300.

If you got interested on the Indigo Mastercard and wants to apply, keep reading!

Indigo-Mastercard
CREDIT CARD
INDIGO MASTERCARD
NO IMPACT CREDIT SCORE NO SECURITY DEPOSIT
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Gestora de conteúdo com habilidade em comunicação, visão estratégica, orientação para trabalho em equipe e resultados.