Get ready to supercharge your savings and to earn rewards that you can cash in right at the checkout with BJ’s One+ Mastercard.
When it’s time to load up on pantry staples, furniture, electronics, or those hefty bags of dog food, BJ’s Wholesale Club has everything you need! And here’s the kicker: with the BJ’s One+ Mastercard from Capital One, you can save even more.
Earn rewards not only on your BJ’s shop but also on all your other purchases, without any annoying annual fees. It’s a win-win situation for smart shoppers like yourself!
BJ’s One+ Mastercard
up to 5% cash back no feesBJ’s Cash Back
The BJ’s One+ Mastercard is your ticket to straightforward rewards! You’ll snag a whopping 5% back in rewards on most purchases at BJ’s and a solid 2% back in rewards everywhere else with this card. This beats out other wholesale club cards, which typically only offer 1% back on non-bonused purchases.
Your rewards will hit your Club+ account at the end of each statement cycle, and the best part? There’s no limit to how much you can earn! Keep an eye out for Bonus Earnings events too, where you can rake in even more rewards.
Just remember, certain purchases like shipping fees, alcohol, gift cards, and BJ’s membership fees won’t earn rewards. But with all the perks this card offers, you’ll be earning rewards in no time!
Redeeming Rewards
Once you’ve hit or surpassed the $10 threshold, it’s time to redeem the rewards! Whether you’re shopping in-store at BJ’s club, browsing online at BJs.com, or using the BJ’s mobile app on-the-go, you can cash in your rewards balance at checkout and witness your total purchase amount shrink right before your eyes. Say goodbye to paying full price!
Your rewards will be applied to the total amount owed, instantly reducing your transaction cost. And if your rewards balance exceeds the transaction amount, you’ll only pay for any remaining balance, with no extra charges. Best of all, any leftover rewards balance is yours to keep for your next shopping spree!
BJ’s One+ Mastercard benefits
Bonus earnings
Hold onto your hats because there’s an extra dose of excitement waiting for you! As a proud holder of the BJ’s One+ Mastercard, you’ll unlock access to exclusive bonus earnings released periodically as a special perk just for you, our esteemed customer. Picture the exhilaration of earning even more rewards simply by being a savvy shopper!
$0 Annual Fee
BJ’s One+ Mastercard offers a refreshing alternative by eliminating annual fees. Recognizing the burden these fees can have, this credit card provides users with the freedom to enjoy rewards without any additional costs. With no strings attached, you have the power to maximize your benefits and make the most out of your spending.
No foreign transaction fee
BJ’s One+ Mastercard offers yet another fantastic perk: no foreign transaction fees! With this card, you can bid farewell to those pesky extra charges. Whether you’re a globetrotter or just love shopping internationally, this benefit can help you save big and enhance your experiences abroad.
Gas discount
As a cardholder, you’ll be treated to an incredible 15 cents off per gallon every time you fuel up at BJ’s gas stations. Picture the exhilaration as you watch those fuel prices plummet with each swipe of your card, leaving you with extra cash to fuel your journey.
No expiring cash back
And here’s the best part – BJ’s rewards are the gift that keeps on giving because they never expire! Enjoy the peace of mind knowing that your hard-earned rewards will always be there when you need them, ready to enhance your shopping experience and maximize your savings.
ID theft protection
Enjoy added peace of mind with ID theft protection, as this feature diligently monitors your account for any signs of potential fraud and promptly alerts you if any suspicious activity is detected.
Liability protection
As a valued Mastercard customer, you benefit from comprehensive liability protection. This means that in the unfortunate event of unauthorized purchases made with your card, you are covered from any financial responsibility. Whether it’s fraudulent transactions online or unauthorized charges at physical stores, you can trust BJ’S One+ Mastercard to have your back.
Global emergency services
You’re covered 24-hour for lost or stolen card reporting and replacement. Whether you’re at home or abroad, rest assured that assistance is just a call away. Count on this card to swiftly address any issues, ensuring your peace of mind with your BJ’s One+ Mastercard.
Who can apply?
If you’re itching to elevate your financial game, the BJ’s One Mastercard could be your ticket to the top! With just a credit score of at least 690, and meeting a few basic requirements like being 18 years or older, a BJ’s member, and residing in the U.S., you can get your hands on this card. Don’t let this chance slip by! Dive into a world of tailored rewards and perks that match your lifestyle perfectly. Apply today and kickstart your journey towards financial freedom and excitement!
How to apply?
Applying for a BJ’s One+ Mastercard is easier than you think:
- Go to the Capital One website and look for BJ’s One+ Mastercard
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
How can I pay my BJ’s Credit Card?
You can conveniently make a BJ’s Credit Card payment through various channels, including online, by phone, through the Capital One mobile app, by mail, or at a branch.
Do I need to pay to enroll in the Rewards program?
Nope, signing up is absolutely free, and there’s no purchase required.
How can I increase my credit limit?
You can request a credit limit increase online if eligible, or by calling the number on the back of your credit card.
What is the credit limit on BJ’s One+ Mastercard?
Your credit limit is typically determined based on your creditworthiness.
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