The Citi Custom Cash Credit Card

If you are looking for a credit card with great bonus and that adapts to you, the Citi Custom Credit Card, can be a great option for you.

One of the biggest drawn to card nowadays is cash back programs, this card comes with a great one, you will gain $200 money back after spending $1,500 in the first six months, and you get 5% money back on you highest spending category each billing cycle up to $500 spent. And you earn 1% cashback on all other purchases. Yeah! No enrolling. Just earning!

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CITI CUSTOM CASH

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More than that, this card also has no annual fee, and a 0% introductory APR for fifteen months for purchases and balance transfers. Keep reading our article to know more!

How Does Citi Custom Cash Card Work?

This is a rare credit card that offers 5% money back on your purchases. You can gain up to 5% money back as long as you purchase in one of the eligible categories on each billing cycle until reach $500, after you get 1% money back in those categories.

The eligible categories are: restaurants, grocery stores, gas station, select travel, drugstores, some streaming services, fitness clubs, home improvement stores and live entertainment. Besides these categories, you also get 1% money back in all your other purchases using your card.

The cash back is rewarded in the form of Thank You points, you can get 5 points for each $1 on purchases made in the eligible categories, and 1 point every $1 on your other purchases, you can exchange your points for statement credit, check, gift cards or direct deposit, another way to exchange your points is using them to shop at Amazon.

More details Of The Citi Custom Cash

We know that a cash back program like this one is the main reason people get this card, but the Citi Custom Cash has even more benefits to offer. This card comes with zero liability protection in case of unauthorized transactions, you will gain access to your FICO score anytime you want, and without any impact on your score.

This card has contactless technology which make your purchases safer, you will also get automatic alerts about your account to make your life easier and to remind you your due date and balance status.

With the Citi app, you have the facility of access your account anytime you want on the palm of your hand, you can view your balance, make payments and much more. Citi Bank also allows you to choose your payment due date, you can pay your balance on any due date available over the month.

Understanding The Cash Back

As we said before the Citi Custom Cash offers 5% money back up to $500 on every billing cycle in some specific categories. The categories are: restaurants, grocery stores, gas station, select travel, drugstores, some streaming services, fitness clubs, home stores and live entertainment.

This credit card will automatically select your spending category of the cycle and star collecting your Thank You points, if you reach the $500 limits you continue to earn 1% of money back, the same you earn in all other purchases made, using this card.

The top spending category can change every month, meaning if in some month you spent more on gas station and the next you spent more on restaurants, the card will change your top category for you to get more points, therefore more money back.

Main Benefits Of The Citi Custom Cash Credit Card

Citi Custom comes with an amazing cash back program, giving more than most card on the market with money back benefits, but it also comes with some other benefits, like:

• No annual fee
• 5% money back on top spending category up to $500
• 1% money back on every other purchase
• $250 money back after spending $1,500 in the first 6 months
• 0% APR introductory bonus
• Access to Citi Entertainment
• Contactless payment

Requirements to Apply

• You must be at least 18 years of age.
• A good credit history is recommended to increase the chances of approval.
• Details about your annual income for credit evaluation.
• Basic information such as name, address, Social Security number, and date of birth will be requested.
• Applicants must be U.S. citizens or permanent residents with a valid U.S. address.

Step-by-Step Guide to Apply

1. Go to the Citi website and locate the Citi Custom Cash Credit Card page.
2. Provide all the requested information, including personal and financial details.
3. Carefully read the terms and conditions of the card.
4. After filling out the form, submit your application online.
5. The bank will perform a credit check, and you will be notified about the approval or rejection of your application.

FAQs about this card

What is the interest rate for the card?

Interest rates may vary based on your credit history. Visit the Citi website for the most current rates.

Is there an annual fee for this card?

The Citi Custom Cash does not charge an annual fee.

Can I use this card internationally?

Yes, this card is accepted globally, but international transaction fees may apply.

What is the process to report a lost or stolen card?

In case of loss or theft, immediately contact Citi customer service to secure your account.

CREDIT CARD

CITI CUSTOM CASH

Earn 5% cash back Redeem your points for cash back

Learn how to apply for the CITI CUSTOM CASH

APPLY NOW