The Citi Diamond Secured Credit Card

If you are looking for a secured credit card with low cost, you have to meet the Citi Diamond Secured Credit Card.

When you have no or low credit score, it is hard to find good credit cards and loans, a secured credit card is a great option to help you to rebuild your credit. The Citi Bank offers the Citi Diamond Secured Credit Card, this card has no annual fee and the minimum of only $200 as security deposit.

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If you want to know more about the Citi Diamond Secured, keep reading our article.

What is the Citi Diamond Secured Card?

We know that a lot of Americans see themselves in a tough situation when something happened in their lives and their credit score drops, when that occur is hard to improve your score again, to help with that task, there are secured credit cards.

A secured credit card, is a card that needs a secured deposit for you to be able to use it, normally the value you put in the security deposit it becomes your credit limit, that way, the credit issuer can trust you even without a good credit. The secured credit card helps you to improve your credit because the credit companies usually report your good payments to the credit bureaus.

The Citi Diamond Secured is one of these credit cards, to be able to get this card and start using it, you need to do a deposit of at least $200. The Citi Diamond has no annual fee, which is also very helpful when you are in difficulty with your finances.

More about the Citi Diamond Secured Card

The Citi Diamond Secured is a credit card aimed for people with low or no credit that wants do bold their credit, this card requires a minimum for $200 as a security deposit, the maximum you can deposit is $2.500.

If you use your card with responsibility, making the monthly payments on time, the Citi Bank will report your good use to the three major credit bureaus, that way your credit score will increase a little every month.

Another benefit of this credit card, for people who need help with their score, is that this card gives you free access to your FICO score, that way you can keep track on score, and manage the best ways to improve it, and also knows if what you are doing is actually helping you increase your score or not.

Benefits of the Citi Diamond Secured

Besides the main benefit of this card, that is to help you build your credit history, there are some other benefits. With this card you can choose your due date, this tool allows you to pay your credit bill in any due date available on the month. Besides this card has contactless technology which makes your purchases safer.

You also receive automatic account alerts, you can set up alerts to remember you about your payment day or balance levels and more, making your life easier and stress-free. This card also has digital wallets, that allows you to shop online with all the benefits of your card.

The Citi Diamond also comes with zero liability protection on unauthorized transactions. You will not be held responsible of charges that you did not authorize. In case something happened, like a lost card, the Citi has a 24/7 costumer service, that will help you if needed.  

Main Benefits of the Citi Diamond Secured

Citi Diamond is a secured credit card made to help people who need to rebuild or build their credit score, to be able to use this card it required a security deposit of at least $200. This is a simple card, but still has some good benefits, such as:

• Zero liability protection – in case of unauthorized transactions you will not be charged.
• No annual fee
• This card reports your good payment to the three major credit bureaus.
• The minimum-security deposit required is of $200
• 24/7 Costumer service
• This is a Contactless-chip card
• Flexible due date – you can choose the one that is best for you between the available on the month
• Free unlimited access to your FICO score

Apply To Citi Diamond Secured

To apply to the Citi Diamond Secured credit card you will need to fill up some personal and financial information on their website, you will know if you got approved after 7-10 days after applying.

If you want to know more about the Citi Diamond Secured, continue to read.

CREDIT CARD

CITI SECURED MASTERCARD

No Annual Fee Has Rewarding Welcome Offer

Increase your credit with the CITI SECURED MASTERCARD

SEE HOW TO APPLY