Citi Double Cash Credit Card Review

With the Citi Double Cash credit card, your money back will be earned in the form of ThankYou points

The credit card is an instrument of exchange. This is recognized as more convenient than cash because it is accepted anywhere and is less likely to lose money due to currency fluctuations. Moreover, some of them are designed to offer a reward for using the card, while others can provide you with a low interest rate. There are also cards that offer rewards for using the card for certain purchases.

The purpose of a credit card is to allow you to spend money and build credit. The idea is to be able to borrow money and pay it back to build credit and show that you are capable of making good decisions with your money. Additionally, they can offer a much-needed financial safety net. People are able to use their credit card to make purchases online and brick and mortar stores.

In this article, let’s talk about the latter, its benefits, how you can apply for it, and the certain rates, fees, and cash you can get from acquiring it.

What Is Citi Double Cash Credit Card?

The Citi Double Cash Credit Card is a card that offers an exclusive cash back deal on all purchases. Not only does the card give you the option to earn unlimited 1% cash back on every purchase, but it also doubles your cash back when you remember to pay your bill on time each month. This is a great card for students and people who are always looking for ways to earn extra cash.

When you earn unlimited 1% cash back on all purchases, you’re not only getting the benefit of a great rewards rate, but you’re also scoring a valuable sign-on bonus as well. This card is perfect for people who are looking for a card that offers great cash back and a low cost, and for those who are looking to earn some extra cash back on their everyday spending.

Benefits Of Citi Double Cash Credit Card

Cash Back On All Purchases

Citi offers a lot of benefits with the Citi Double Cash Credit Card. One of the benefits is the cash back on all purchases. The card offers 2% cash back on all purchases. This means that you can earn up to $200 in cash back each year if you make a certain amount of purchases.

No limit amount on cash backs

This card offers no limit on the amount of cash back that you can earn. This is a representation of how cash back can save the average consumer money.

No annual fee

The Citi Double Cash credit card doesn’t have an annual fee, but is still a powerful card for those who are looking for a card with good features for a low price. The card is easy to use, and is a good choice for those who are looking for a card that will be used for daily transactions.

18 months Credit card protection

The Citi Double Cash Credit Card is a card that gives you 18 months of card protection. This protection is a great feature that makes a credit card a little less scary for the user. If something suspicious is happening on your account, an SMS, email, and phone call will be made to you.

More Benefits For You!

0% Introductory Interest Rate

One of the many benefits of the Citi Double Cash Credit Card is that it has an introductory interest rate of 0%. That means that if you do spend money, Citi Double Cash Credit Card will not charge any interest on it until your next billing cycle.

Contactless Pay Options

In addition to cash back on every purchase, the card offers a contactless option, which is ideal for those who are often on the go. Contactless payment options are the best for those who travel a lot and don’t need to carry a wallet.

Lost Wallet Service

When your wallet gets lost, Citi offers a Lost Wallet Service. The service is free and offers a 24-hour turnaround time. It will automatically alert your card issuer when your wallet is lost or stolen, and the card issuer will then cancel your card and block the wallet. This is a great service for those who are forgetful, and it comes with an added benefit of protecting you from fraud.

Requirements for application

To apply for the Citi Double Cash Credit Card, applicants must meet the following criteria:

• Must be at least 18 years old.
• A good to excellent credit score is typically required.
• Proof of a stable income.
• Valid government-issued identification.
• Must be a resident of the United States.
• Having a bank account may be beneficial.
• A history of responsible credit use.

Step-by-Step Guide to Apply for the Citi Double Cash Credit Card

1. Go to the official Citi website.
2. Navigate to the credit card section and select the Double Cash Card.
3. Carefully read all the card details and benefits.
4. Start the application process by clicking the apply button.
5. Enter all required personal and financial information accurately.
6. Review and submit your application.
7. Citi will review your application and respond with their decision.

FAQs about the Citi Double Cash Credit Card

Are there any annual fees?

The Citi Double Cash Card typically does not have an annual fee.

What rewards does the card offer?

The card offers 2% cash back on purchases: 1% when you buy and 1% as you pay.

Is there a foreign transaction fee?

Yes, foreign transactions may incur additional fees.