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Discover it Chrome Gas & Restaurant Credit Card Review

Meet the Discover it Chrome Gas & Restaurant Credit Card, meticulously designed to cater to the needs of today's cardholders.

Discover it Chrome Gas & Restaurant
Source: Discover it Chrome Gas & Restaurant

This dynamic financial companion prioritizes everyday spending, providing unmatched rewards for those who frequent gas stations and restaurants.

Tailored for individuals who frequently dine out or embark on road trips, this card seamlessly integrates into your lifestyle. Whether you’re a culinary enthusiast exploring new dining experiences or a frequent traveler navigating highways, the Discover it Chrome Gas & Restaurant Credit Card generously rewards your habits, ensuring you reap the benefits of your everyday adventures.

Discover it Chrome Gas & Restaurant
CREDIT CARD
Discover it Chrome Gas & Restaurant
High rewards rate Unlimited Cashback
Get a low intro APR gas and restaurant rewards.

High rewards rate

Get ready to earn rewards with every swipe when you use this card for your purchases—it’s a win-win situation! Here’s the breakdown:

  • Score a generous 2% cash back at gas stations and restaurants, up to $1,000 in combined purchases each quarter.
  • Enjoy unlimited 1% cash back on all other purchases, even after hitting the quarterly limit.

With Discover it Chrome Gas & Restaurant Credit Card, the more you spend, the more you earn!

Redeeming Rewards

Transforming your cash back rewards into real-world perks couldn’t be simpler. Whether you’re envisioning indulging in a shopping spree or working towards a meaningful goal, Discover offers an array of redemption options to suit your desires.

You can redeem your cash back for:

  • statement credits to help lower your balance, giving you instant savings on your monthly bill.
  • direct deposits to your bank account, putting that cash back directly into your pocket.
  • purchases on Amazon.com or PayPal credits, giving you the flexibility to shop online for the things you love.
  • gift cards starting at just $5—perfect for treating yourself or someone special to a little something extra.

Discover it Chrome Gas & Restaurant Credit Card benefits

Unlimited Cashback Match

Prepare to be amazed by an incredible deal that will leave you ecstatic: the Unlimited Cashback Match, brought to you exclusively by Discover! After completing your first year as a cardholder, Discover will step in and match every cent of the cash back you’ve earned. That’s correct—dollar for dollar, without any conditions or limitations!

Intro offer

Imagine enjoying a remarkable 0% introductory APR for a stunning 15 months on all purchases and balance transfers. Yes, you heard it right—no interest to hinder your pursuit of those essential buys or smooth consolidation of your debts. It’s akin to having a financial guardian angel coming to your rescue just when you need it most!

Free FICO Credit Score

Experience the empowerment of monitoring your monthly FICO Credit Score updates, equipping you to monitor your journey, identify shifts, and make savvy financial choices with confidence! Embark on a journey of credit assurance and unlock your financial capabilities with the Discover it Chrome card!

No annual fee

Prepare to embark on a journey towards financial freedom with the Discover it Chrome—a card that doesn’t have annual fees, marking just the commencement of your remarkable odyssey! Say goodbye to annual fees, signifying a release from constraints, concealed expenses, and apprehensions hindering your access to well-deserved rewards.

Travel benefits

Embark on unforgettable journeys with the travel advantages of the Discover it Chrome card! Say goodbye to foreign transaction fees and rest assured with round-the-clock travel support, ensuring stress-free travels wherever your wanderlust takes you.

Freeze It

With Freeze It, you have the authority to freeze your card instantly with a simple tap on your phone. Embrace the Freeze It revolution and enter a realm where you wield complete control over your Discover it Chrome card!

Discover Identity Alerts

Protect yourself from identity theft with Discover Identity Alerts! This robust feature ensures your safety by sending immediate notifications whenever Discover identifies your Social Security number on potentially risky websites, safeguarding your personal information from harm. Discover Identity Alerts serve as your armor against identity theft, providing peace of mind and security in an uncertain digital landscape.

Who can apply?

Discover it Chrome Gas & Restaurant
Source: Discover it Chrome Gas & Restaurant

Applicants should have a good to excellent credit score. Moreover, they must meet the minimum age requirement of 18 years and possess a valid Social Security number. Alongside these fundamental prerequisites, individuals should evaluate additional factors such as their income level, employment standing, and past financial performance before submitting their application for the card.

How to apply?

Applying for a Discover it Chrome Gas & Restaurant Credit Card is easier than you think:

  1. Go to the Discover website and look for Discover it Chrome Gas & Restaurant Credit Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently asked questions

Is there a foreign transaction fee for using the Discover it Chrome card abroad?

No, there are no foreign transaction fees when using the Discover it Chrome card for purchases made outside of the United States. Enjoy shopping internationally without worrying about extra fees.

Can I add authorized users to my Discover it Chrome account?

Yes. Additional cards for authorized users can be requested through your online account management portal or by contacting Discover’s customer service.

How can I monitor my spending and track my rewards with the Discover it Chrome card?

You can easily monitor your spending and track your rewards with the Discover it Chrome card through the Discover online account management portal or mobile app. 

Is there a penalty APR if I miss a payment?

Discover does not currently have a penalty APR for late payments on the Discover it Chrome card.

Discover it Chrome Gas & Restaurant
CREDIT CARD
Discover it Chrome Gas & Restaurant
High rewards rate Unlimited Cashback
Get a low intro APR gas and restaurant rewards.
Written By

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.