With generous cash back rewards on everyday essentials like gas and dining, earning rewards has never been more rewarding. Plus, here’s the kicker: Discover’s Unlimited Cashback Match means you’ll receive a bonus at the end of your first year, matching all the cash back you’ve earned!
But that’s not all! After just seven months of responsible credit usage, cardholders are automatically considered for deposit return and upgraded to an unsecured card. It’s like reaching a new level in the world of credit – and the benefits are ripe for the picking!
Discover It Secured
High rewards rate Unlimited CashbackHigh rewards rate
Prepare for an exhilarating credit adventure as this card reshapes your credit experience! Positioned as a standout in the secured credit card realm, it presents a unique proposition: rewards await.
Picture yourself reaping the benefits of a substantial 2% cash back on gas and dining expenses, capped at $1,000 per quarter, alongside an endless 1% cash back on all other transactions. This card is a game-changer, offering a seamless blend of security and rewards designed exclusively for your needs.
With each swipe, you’re not just building credit; you’re unlocking a world of rewards, transforming mundane transactions into opportunities for growth and financial gain. It’s the ultimate fusion of protection and perks, perfectly tailored to elevate your credit journey.
Redeeming Rewards
Discover streamlines the process of cashing in your cash-back rewards, offering unparalleled flexibility. Redeem your rewards in any denomination, whenever you want, and rest assured that even if your card remains inactive for 18 months or your account is closed, any remaining reward balance is promptly credited back to your account.
You can also use your rewards at top retailers such as Amazon.com and through convenient payment platforms like PayPal, ensuring that you make the most of your rewards with ease and convenience.
Discover It Secured Credit Card benefits
Unlimited Cashback Match
Get ready to seize an extraordinary opportunity with this card: the Unlimited Cashback Match, a unique offering from Discover. Prepare to be amazed as Discover doubles all the cash back you’ve earned in your first year, without any spending thresholds or reward caps. It’s a straightforward match that amplifies your rewards effortlessly. With such generous rewards, the possibilities for maximizing your benefits are endless!
Smooth Transition
In a mere seven months of diligent credit management, you’ll find yourself on the brink of a remarkable transformation. By demonstrating responsible financial behavior, you pave the way for a transition that not only acknowledges your commitment but also propels you into a realm of newfound freedom and opportunity. Upon achieving unsecured card status, you’ll revel in expanded flexibility, elevated credit limits, and an array of enticing rewards and advantages awaiting your exploration.
Free FICO Credit Score
Gain free access to your FICO Credit Score and keep track of your credit health effortlessly. Stay informed about your financial standing without any additional cost, like having your own supportive financial advisor guiding you towards your credit objectives!
No annual fee
Prepare to rejoice as this card comes with zero annual fees! Revel in the multitude of benefits and advantages without fretting over any bothersome charges chipping away at your funds. It’s akin to receiving exclusive privileges without shelling out any entrance fees – complete financial liberation awaits you!
Travel benefits
Rest easy knowing that wherever your journey leads, you’re protected with features like emergency card replacement and roadside assistance. It’s akin to having a reliable travel partner by your side, guaranteeing seamless travels from start to finish!
Freeze It
Experience the thrill of heightened security with the Freeze It feature, a revolutionary addition to this card. With a simple tap on your smartphone, you gain the power to freeze your account in an instant, thwarting any unauthorized transactions. It’s akin to having a digital padlock for your card, ensuring unparalleled control and tranquility.
Free Overnight Card Replacement
Should your card vanish into thin air or fall into the wrong hands, fear not! A swift replacement will be dispatched with the speed of a superhero, ensuring your peace of mind is swiftly restored. It’s akin to having a guardian angel come to your rescue, ensuring you’re never without your trusted card for too long!
Discover Identity Alerts
This service provides online identity safeguarding without impacting your credit rating. These notifications keep a close eye on your Experian credit profile every day for fresh inquiries or openings, and they also search Dark Web platforms for your Social Security Number. It’s akin to having a digital sentinel safeguarding your economic well-being round the clock.
Who can apply?
To qualify for this card, individuals must reside in the United States, be at least 18 years old, and meet a minimum credit score threshold of 300. Additionally, by making a deposit of at least $200, obtaining this card is as effortless as mapping out your next journey!
How to apply?
Applying for a Discover It Secured Credit Card is easier than you think:
- Go to the Discover website and look for Discover It Secured Credit Card
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
What are secured credit cards?
Secured credit cards are designed for individuals aiming to establish or rebuild their credit. While they function like standard credit cards, the key difference lies in providing a security deposit as collateral for the credit card account.
How much deposit do I need for Discover secured credit card?
Discover’s secured credit card requires a minimum deposit of $200 to open your account, with the option to deposit up to $2,500 if approved.
How can I increase my credit limit?
To boost your credit limit on the Discover it Secured Credit Card, it’s all about increasing your deposit amount!
Can I get my security deposit back?
After seven months, Discover reviews your Discover it Secured Credit Card for a potential upgrade to an unsecured card, returning your deposit. Closing the account while in good standing results in a refund within about two billing cycles.
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