Kohl’s Card Review

Embark on a journey filled with exclusive discounts, rewards, and special benefits tailored to enhance your shopping experience at Kohl’s.

From fashion to home décor, the Kohl’s Card invites you to explore a world of endless possibilities and unmatched savings. Picture yourself navigating through Kohl’s aisles, eagerly uncovering irresistible deals and personalized offers crafted just for you.

But the excitement doesn’t end at the checkout with the Kohl’s Card. Enjoy hassle-free returns, exclusive access to savings events, and explore unique financing options for those important purchases. With the Card, you’re not just securing unbeatable deals; you’re also treating yourself to exclusive perks and benefits reserved exclusively for Kohl’s Cardholders.

CREDIT CARD

Kohl’s

High rewards rate No annual fee

Kohl’s Card + Kohl’s Rewards = a win-win!

Watch an ad to apply for your card

Earning Rewards

Rack up an amazing 7.5% in Kohl’s Cash on every single purchase made with the Kohl’s Card! This incredible offer allows you to effortlessly amass rewards while treating yourself to the latest fashion trends and must-have styles from your favorite brands.

Compared to Kohl’s Rewards members, who already enjoy a solid 5% back, Kohl’s Cardholders receive an extra 2.5% in rewards. With the Kohl’s Card, it’s not just about earning rewards – it’s about earning even more rewards, making every purchase a joyful celebration of savings and style.

Redeeming Rewards

With the Card, any rewards you accumulate are converted into Kohl’s Cash, ready to be used on purchases at Kohl’s in increments of $5. These conversions occur on the first day of the month following the month in which you earned the reward.

Rewards are conveniently sent via email and can be effortlessly tracked using the Kohl’s App if your email is linked. However, it’s important to note that Kohl’s Cash earned as rewards expires after 30 days and cannot be applied to purchases from Sephora at Kohl’s, Kohl’s gift cards, or charitable items.

Kohl’s Card benefits

No annual fee

You’ll delight in the absence of an annual fee, offering you the freedom to take advantage of its perks and rewards without worrying about additional expenses. This feature not only saves you money but also enhances the overall value of the card, allowing you to enjoy its benefits without any financial burden.

Welcome Bonus

Upon obtaining the Kohl’s Card, newcomers are met with a unique introductory offer that distinguishes it from other credit cards. Upon approval, delight in a substantial 35% discount on a single purchase when you utilize the card within the initial 14 days. This special benefit instantly enhances the value of your Card experience right from the start.

Exclusive Kohl’s coupons

Cardholders enjoy monthly special offers sent directly to their digital Kohl’s Wallet, accessible via the Kohl’s mobile app, eliminating the hassle of physical coupons. While this digital feature boosts convenience, it’s important to keep in mind that some coupons may have limitations on certain brands and product categories.

Kohl’s Rewards

Gear up for an enhanced shopping journey with Kohl’s Rewards, the premier loyalty program for avid Kohl’s fans! Standard members receive an impressive 5% back in Kohl’s Cash on purchases, while Kohl’s Cardholders reap the benefits of an even more thrilling 7.5% back in Kohl’s Cash. This significant boost elevates your shopping experience to new heights, injecting an extra dose of excitement into every trip to the store!

Kohl’s Cash

Kohl’s Cash acts as the prized currency, garnered through special promotions that reward shoppers with $10 in Kohl’s Cash for every $50 spent. These vouchers are provided at the point of purchase and can be utilized during designated redemption periods, combined with exclusive cardholder discounts. Moreover, Kohl’s Cardholders relish extra benefits such as early access to sales alerts and hassle-free returns without the need for a receipt.

Earning status Kohl’s Card

Achieve Most Valued Customer (MVC) status by reaching a spending threshold of $600 with your Card within a calendar year. This esteemed status grants access to extra discounts and exclusive deals year-round, along with occasional complimentary shipping opportunities that can be paired with other Kohl’s promotions and cash rewards for even more substantial savings.

No impact on your credit score

Rest assured, applying for the Card won’t affect your credit score, allowing you to explore its benefits without any concerns about negative impacts on your credit profile.

Who can apply?

Signing up for a Kohl’s is available to all individuals who meet the qualifying criteria, with no set minimum credit score needed. To submit an application, candidates must be 18 years of age or older, hold a valid Social Security number, and have a U.S. mailing address.

How to apply?

Applying for a Kohl’s Card is easier than you think:

1. Go to the CNBC website and look for Kohl’s Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions Kohl’s Card

How do I track my rewards points and Kohl’s Cash?

You can track your rewards points and Kohl’s Cash through your Kohl’s account online or by contacting Kohl’s customer service.

Can I apply for a Kohl’s Card if I have bad credit?

While approval is based on various factors, including credit history, individuals with lower credit scores may still be approved for a Kohl’s Card, albeit with potentially higher APRs.

Can I add authorized users to my Kohl’s Card account?

Yes, you can add authorized users to your Kohl’s Card account, allowing them to make purchases on your behalf.

What is the APR (Annual Percentage Rate) for the Kohl’s Card?

The APR varies depending on your creditworthiness and prevailing market rates.

CREDIT CARD

Kohl’s

High rewards rate No annual fee

Kohl’s Card + Kohl’s Rewards = a win-win!

Watch an ad to apply for your card