First Progress Platinum Elite Mastercard Secured

If you’re looking for a credit card with a great rewards program, you need to know about First Progress Platinum Elite Mastercard Secured.

The First Progress Platinum Elite Mastercard Secure was designed to people who wants to improve their credit score, but also wants to enjoy benefits such as cash back. It offers the customers the opportunity to have a card with a rewards program without the downside of an annual fee.

CREDIT CARD

Platinum Elite Mastercard Secured

GET THE BEST BENEFITS CAN USE IT ANYWHERE MASTERCARD IS ACCEPTED

Learn how to apply for the PLATINUM ELITE MASTERCARD SECURED credit card

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If you had a bad history with credit cards and is trying to rebuild your credit score, this may be the perfect option for you, with no annual fee, you’ll have one less tax to worry about every year.   

More About The First Progress Platinum Elite Mastercard Secured

If you have a lot of debts and loans that you haven’t paid yet you can use the cash back bonus and rewards of this card to pay your debt. You are able to gain rewards in all your purchases, so the more you use your card the more bonuses you will have. This card also comes with no annual fee, no foreign transaction fees and no balance transfer fee, with that you can concentrate all your debts in one card if you want.

Besides that, the First Progress Platinum Elite Mastercard Secured has no penalty on annual percentage rate, and automatically to the top three credit bureaus. This is a credit card for someone aiming on build or rebuild their credit score. Having a flexible credit limit is an important feature of the card, this way if you have low credit history, you’ll have the chance to improve your score by spending with responsibility.

With every dollar spent with responsibility you will get a do-gooder point, for example, if you use your card to pay your bills on time for at least 12 months your spending limit will increase to $4.000, that way, you can increase your credit score without the risk of accumulated yet another debt you can’t afford. Different of bank cards, if you spend a certain amount of transactions in the first three months, you will be able to renounce the annual fees.

Unlock the Power of Cashback

Dive into the world of rewarding cash back with the Chase Freedom Flex Credit Card, your new financial companion for both big and small spends. This card isn’t just another piece of plastic; it’s a gateway to earning while you spend. Picture this: a generous $200 sign-up bonus is yours after a mere $500 in purchases within the first 90 days. It’s like getting paid to shop!

But wait, there’s more. Your everyday spending habits become more rewarding with up to 5% cashback on rotating categories every quarter (up to $1,500 upon activation). And for the foodies and health-conscious, there’s an appetizing 3% back on dining, including takeout and delivery, and on pharmacy purchases. Plus, get a lucrative 5% back on travel booked through Chase Ultimate Rewards and 1% on all other purchases.

Every swipe, tap, or click earns you more. The cherry on top? Enjoy a breezy 0% introductory APR on purchases and balance transfers for the first 15 months (14.99 – 24.74% variable APR thereafter). And the best part? All these benefits come with no annual fee. The Chase Freedom Flex Card isn’t just a credit card; it’s a cashback powerhouse in your wallet.

Principal benefits

1. Regular reporting to the three major credit bureaus helps in steadily improving your credit score.
2. With the ability to set your credit limit based on your security deposit (up to $2,000).
3.  Flexibility and control over your finances.
4. The card comes with an affordable annual fee, making it a cost-effective option for budget-conscious consumers seeking to enhance their credit profile.
5. Being a Mastercard, it’s widely accepted nationwide and even internationally, offering you the convenience of using your card for various purchases anywhere Mastercard is accepted.
6. As a secured credit card, it requires a refundable security deposit, which provides a safety net and reduces the risk of credit default.
7. With 24/7 online access, you can easily manage your account, at any time.
8. This card encourages financial discipline. By making timely payments and managing your credit wisely, you learn valuable financial management skills.
9. Potential to increase your credit line, giving you more financial flexibility and demonstrating creditworthiness to lenders.

Qualification Requirements

• Must be 18 years or older.
• Legal U.S. resident.
• Minimum deposit required.
• Suitable for individuals with limited or no credit history.

Applying for the Card: Step by Step

1. Visit the First Progress website.
2. Fill in your personal details for identity verification.
3. Pay the refundable security deposit.
4. Review and submit your application.
5. Once approved, your card will be mailed to you.

Frequently Asked Questions (FAQs)

What is the minimum security deposit?

The minimum deposit is typically around $200, but it’s best to check the latest information on their website.

Can I increase my credit limit?

Yes, you can increase your limit by increasing your security deposit, subject to approval.

Are there any foreign transaction fees?

This card may have foreign transaction fees; it’s advisable to check the terms and conditions.

How long does it take to receive the card after approval?

It typically takes about 10 business days to receive your card after approval.

CREDIT CARD

Platinum Elite Mastercard Secured

GET THE BEST BENEFITS Mastercard Benefits

Learn how to apply for the PLATINUM ELITE MASTERCARD SECURED credit card

APPLY NOW