Enjoy the benefits of the Reflex MasterCard

Credit limit of up to $2,000, free monthly credit score, zero liability protection, and much more, you have with the Reflex MasterCard.

The purpose of a credit card is to make sure you can budget your money. This ensures that you won’t be spending more than what you can afford. Credit cards are a great way to help you budget your money and keep track of what you’re spending.

A credit card is also convenient for things like online shopping. You can purchase items online and then use your card to pay for them. Indeed, credit card has become an essential part of our daily lives. It allows us to purchase our daily needs, such as groceries, pay for a rental car, and so much more, and then we have the peace of mind of knowing that we can pay our bills online.

CREDIT CARD

Reflex Mastercard

Up to $2,000 credit limit Reports to the three major credit agencies

Enjoy the purchasing power of your Reflex Mastercard

Watch an ad to apply for your card

But Be Warned!

The credit card can be difficult to pay off, and our debt can become unmanageable. Which can be a hindrance of having your way to build up your credit score quickly. Credit scores are important because they give you the opportunity to borrow money more easily, which allows you to spend more.

Either way, credit cards are helpful – especially if you have a credit card that is suited for your needs. One of the credit card that is designed to provide increased flexibility in terms of payments, spending, and even saving is Reflex MasterCard. In this blog, let’s talk about this card, how you can benefit from it, the rates and fees it includes, and so much more.

What Is Reflex MasterCard?

Credit cards are incredibly helpful in today’s society because they are a key tool in the consumer credit market. However, you can’t acquire this financial tool if the credit history and score you have been being bad.

If you have bad credit, then you’re probably familiar with the frustration of not being able to get approved for a card. This can be hard to bear, especially when you need the card for emergencies. That’s what makes Reflex so great. Reflex MasterCard is a card that’s designed for people with fair to good credit. It allows you to get a credit card, even if you don’t have a good credit score.

In simple terms, Reflex MasterCard is a credit card for people who have gone through some minimal financial troubles in the past or have not been able to find a bank that would give them a credit card.

Fees and rates of this credit card

Discover the key details of the Reflex MasterCard in a nutshell, perfect for those with fair to good credit scores starting from 630. This card stands out in its approach to credit management. In the first year, the Reflex MasterCard comes with a manageable $75 annual fee, which slightly increases to $99 in the subsequent years. If you’re occasionally late on payments, be mindful of the $40 late payment fee.

Also, returned payments due to insufficient funds attract a $41 fee, ensuring you stay attentive to your account balance. For international spenders, each transaction incurs a 3% fee, typical for global purchases. The card offers a gracious 25-day interest-free period, ideal for prompt payers. After this period, the interest rate varies between 24.99% and 29.99%, aligning with standard credit practices.

While the card has a relatively high minimum credit score requirement of 630, it’s tailored for individuals looking to build or maintain good credit. However, it’s worth noting the $10 monthly maintenance fee, totaling $120 annually, and an additional $30 for extra cards, diverging from the common practice of offering additional cards for free.

Benefits Of Reflex MasterCard

• All credit types are welcome to apply
• Application doesn’t impact credit score
• Checking account is required
• Can be used anywhere as long as MasterCard is accepted
• Monthly reporting to three major credit bureaus
• Up to $2,000 credit limit
• MasterCard Zero Fraud Liability Protection

Requirements for Applying

• Applicants must be at least 18 years old (19 in some states) and legal residents of the United States.
• A valid Social Security Number is required for identity verification.
• Proof of a stable income that supports credit card payments.
• A checking or savings account is needed for account management and payments.
• While designed for individuals with varying credit histories, some credit evaluation will be conducted.

How to Apply for the Reflex MasterCard Credit Card

1. Visit the Official Website
2. Fill Out the Application Form
3. Review and submit the application upon agreement.
4. Await Approval
5. Activate Your Card

Frequently Asked Questions

What is the APR for the Reflex MasterCard?

The APR varies based on creditworthiness and market rates. Refer to the latest terms for specific rates.

Can I use this card to build my credit?

Yes, responsible use of the Reflex MasterCard, including timely payments, can help in building or rebuilding credit.

Is there a penalty for late payments?

Late payments may incur penalties and affect your credit score. It’s important to make payments on time.

CREDIT CARD

Reflex Mastercard

Zero Liability Protection exclusive benefits

Enjoy the purchasing power of your Reflex Mastercard

Watch an ad to apply for your card