Self Visa Credit Card

The Self Visa Card is a secured credit card and credit building account made for helping you improve your FICO score.

When you don’t have credit having access to a lot of services becomes really hard, the banks and financial institutions uses your FICO to determinate if you are good payer or not, if you don’t have a history, they can’t determinate that, and won’t blindly trust in you.

Secured credit cards are an easy way to start building or rebuilding your FICO, with this type of card you make a security deposit with the issuer to begin using the card, to know more about the Self Visa Credit Card, keep reading our article.

CREDIT CARD

Self Visa

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Understanding the Self Visa Credit Card

The Self Visa Credit Card is designed as an innovative financial tool, primarily aimed at individuals looking to establish or rebuild their credit history. Unlike traditional credit cards, the Self Visa offers a unique approach that combines the benefits of a secured credit card with the flexibility of a standard credit card. This card is particularly beneficial for those who may have faced difficulties in obtaining credit due to a lack of credit history or past financial challenges.

One of the standout features of the Self Visa Credit Card is its accessibility. Applicants do not require an established credit history to qualify, making it an excellent choice for new credit users. The card is secured by a cash deposit, which also acts as the credit limit. This deposit reduces the risk for the issuer and helps build the cardholder’s credit score as they make timely payments.

In addition to its credit-building capabilities, this card offers various benefits typically associated with Visa cards. These include fraud protection, global acceptance, and online account management. Cardholders can also enjoy the convenience of making purchases anywhere Visa is accepted, both domestically and internationally. It’s represents a practical choice for those on their journey to achieving financial independence and a healthier credit score.

How Start Your Self Credit Builder Account?

You can start rebuilding your FICO score today with the Self Credit Builder Account, first you’ll have to pay a $9 administrative fee to open your account, this fee is non-refundable. After that you can choose how much your monthly commitment will be, you can choose $25, $35, $48 or $150 per month.

You will pay the value you choose for 24 months without missing any payment, and with each payment made you will be building a credit history with the three prime credit bureaus.

After the 24 months of payment, you’ll have established a credit history and you will get part of your money back. If you paid $25 per month you get $520 back, if you choose $35, you will get $539, for $48 per month you get back $724, and if you paid $150 per month you will get $1.663 back after 24 months.

Benefits of this credit card

• Credit Building Opportunity.
• No Credit History Required.
• Secured Credit Card Benefits.
• Low Initial Deposit.
• Visa Global Acceptance.
• Fraud Protection.
• Online Account Management.
• Financial Empowerment.

Requirements for Applying for the Self Visa Credit Card

• Must be at least 18 years old.
• Must reside in the United States with a valid physical address (P.O. boxes are not accepted).
• Must have a valid Social Security Number.
• No established credit history is required, making this card a viable option for those building or rebuilding their credit.
• Having an active and in good standing Self account is essential for applying for the card.

Step-by-Step Guide

1. Visit the official Self website and create an account, completing all the necessary information.
2. Navigate to the credit card section and select the Self Visa Credit Card.
3. Provide personal details such as your full name, address, Social Security Number, and annual income.
4. Upload digital copies of the required documents for verification.
5. After submission, your application will be reviewed. Approval can take a few business days.
6. Once approved, you will receive your card by mail. Follow the provided instructions to activate it.

Frequently Asked Questions About the Self Visa Credit Card

What are the interest rates for the card?

The Self Visa card offers a competitive interest rate, which will be detailed during the application process.

Can I use the Self Visa card internationally?

Yes, the card is accepted globally at locations that accept Visa.

What is the initial credit limit?

The initial credit limit varies based on your financial situation and credit history, determined after your application is reviewed.

How can I pay my bill?

Payments can be made online through your Self account, by mail, or by phone.

Does the card offer rewards or benefits?

The Self Visa card includes standard Visa benefits, but specific details about rewards should be verified directly with Self.

CREDIT CARD

Self Visa

BUYING POWER INCREASE YOUR CREDIT LIMIT

Get access to the card’s benefits

GET CARD