Enter SoFi, the disruptor in the realm of banking and investing, back with another groundbreaking innovation – presenting the SoFi Credit Card! This card doesn’t just provide rewards; it unleashes them! Imagine this: a solid 2% unlimited cash back on every purchase and an enticing 3% unlimited cash back on bookings, all without a pesky annual fee.
With SoFi, it’s not merely about receiving rewards – it’s about receiving them effortlessly. It’s akin to having a dependable sidekick in your wallet, always poised to dispense cash back on your spending adventures. Embrace simplicity and welcome SoFi into your life!
SoFi
High rewards rate No feesEarning Rewards
Accumulating points with the SoFi Credit Card couldn’t be more effortless. With cash back dispensed as points, each point equivalent to one cent, monitoring your rewards is a breeze. You’ll receive:
- unlimited 2% cash back on eligible purchases
- unlimited 3% cash back on SoFi Travel bookings.
Say goodbye to the complexities of bonus spending categories, expiration dates, and earning limits. This straightforward setup aims to simplify your financial journey, facilitating budgeting, saving, and investing with unparalleled ease. Bid farewell to confusion and embrace simplicity with the SoFi Card!
Redeeming Rewards
Unlocking your rewards with the SoFi is easy, especially if you already have a SoFi account digitally. There’s a plethora of options available to maximize the full 2% value:
1. Apply your rewards towards chipping away at your SoFi loans.
2. Transfer them seamlessly to your SoFi Banking account.
3. Boost your SoFi Invest balance with your earned rewards.
Even if you don’t intend to keep your funds in the SoFi ecosystem, you can still enjoy the complete 2% rewards. Simply cash in your rewards into your SoFi Banking account!
Treat it just like any other funds in your checking account. Pay bills, grab cash from an ATM, or just transfer funds electronically to another bank.
SoFi Credit Card benefits
$0 Annual Fee
Recognizing the burden annual fees can place, this card adopts a refreshing approach – it waives the annual fee entirely, empowering you to wield it without constraint. Bask in the perks devoid of the worry of additional costs – it’s that simple!
World Elite Mastercard benefits
Dive into a universe of exclusive perks, ranging from slashed prices on streaming services to opulent enhancements for hotels, flights, and car rentals. With VIP concierge assistance readily available and a plethora of additional advantages, it’s akin to having a gateway to luxury and peace of mind wherever your journey takes you, all without the accompanying fees.
No foreign transaction fees
Embrace the ease of shopping without the weight of additional expenses, providing you with a carefree means of managing your finances while exploring the globe. With this seamless solution, you can fully immerse yourself in your global adventures, liberated from any concerns that may hinder your travels.
SoFi perks
After your approval for the SoFi Credit Card or any other esteemed financial offerings instantly welcomes you into the SoFi community. Let me assure you, becoming a SoFi member unveils a wealth of benefits that stretch well beyond the card’s offerings alone.
Loan discounts
Access remarkable savings on loans with SoFi. Enjoy reduced interest rates across a variety of loan options, spanning from personal loans to student loan refinancing and mortgages. Picture yourself saving on interest charges and retaining more of your hard-earned cash!
No expiring cash back
Rest assured that your cash back maintains its worth indefinitely, affording you the freedom to redeem your rewards at your convenience. Feel confident knowing that your hard-earned cash back remains accessible for whenever you choose to make use of it.
Digital Wallet Availability
With its effortless integration with Google Pay, Apple Pay, and Samsung Pay, the SoFi Credit Card revolutionizes the payment experience. Welcome to the liberty of completing transactions with a simple tap on your phone.
Who can apply?
With a modest credit score threshold of 690 and simple eligibility requirements like being at least 18 years old and living in the U.S., this card is easily attainable. Don’t hesitate any longer! Seize the chance to unlock a world of customized rewards and perks designed to complement your unique lifestyle.
How to apply?
Applying for a SoFi Credit Card is easier than you think:
- Go to the SoFi website and look for SoFi Credit Card
- Click on Apply Now
- Read Terms and Conditions
- Fill your personal and financial details
- Submit your application
Frequently asked questions
What is the credit limit on SoFi Credit Card?
Your credit limit on the SoFi Credit Card will likely be determined based on your creditworthiness, among other factors.
Is the SoFi Credit Card a real credit card?
Yes, the SoFi Credit Card is indeed a real credit card! You can use it anywhere Mastercard credit cards are accepted, just like any other credit card.
How can I increase my credit limit?
To increase your credit limit, you can typically request it online if you’re eligible. Alternatively, you can contact the number provided on the back of your credit card for assistance.
Is the SoFi Credit Card available to international applicants?
As for international applicants, the availability of the SoFi Credit Card may vary. It’s best to directly check with SoFi to confirm specific eligibility requirements based on your location.
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