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The Surge Mastercard Credit Card

Don’t have a good score and can’t find a good credit card option? We have the perfect solution for you! Learn more about Surge Mastercard.

Surge Mastercard Credit Card
Source: Surge Mastercard Credit Card

Today you will know a great credit card option; especially for those people who have a bad credit score and want to improve in this regard. So, on top of that, Surge Mastercard is an unsecured credit card – meaning you don’t need to make any deposits to hire and use the card. In fact, it is worth making it very clear, from the beginning, that this is a card with all the benefits and facilities of Mastercard; in addition to having an excellent credit limit for your purchases.

Surge Mastercard Credit Card
CREDIT CARD
Surge Mastercard
Mobile App Double Your Credit Limit
Enjoy the buying power of the Surge Mastercard

Did you like what you’ve read so far? Keep following our article, there’s still a lot of interesting stuff ahead. If I were you, I wouldn’t leave here!

Overview Surge Mastercard

You don’t need to make any deposits to apply for Surge Mastercard, which is one of the main benefits this credit card offers. Another great advantage that this Mastercard offers is the high credit limit. Regardless of your credit score, you may qualify for a $300 to $1,000 line of credit, which can be increased after six months of an active checking account or regular payments.

The zero deposit limit and above-average credit limit make this card an attractive solution for consumers with less-than-perfect credit scores. Surge Mastercard has a 4.9 rating on Trustpilot (credit card reviews website) with many positive reviews. However, the annual and monthly fees for this card are above average.

This fact even makes it a less desirable option for many consumers. Before we make our final verdict on the Surge credit card, let’s explore its features in detail and see where this credit card excels and where it falls short. In addition, we have checked how to apply for this credit card and what you can expect from customer support.

Some important fees

When considering the Surge Mastercard, it’s crucial to weigh the associated costs. Although it offers accessibility to many, the fees involved might give pause. Initially, there’s an annual fee ranging from $75 to $99, a significant factor to consider.

Additionally, a monthly maintenance fee is also in play, which adds up to an annual total of up to $120, translating to $0 to $10 per month. This extra cost is an important consideration for your financial planning when opting for this card.

Lastly, it’s essential to note the charges for specific transactions. Cash advances incur a fee of either $5 or 5% of the advance amount, whichever is higher. For international purchases, a fee of up to 3% of the transaction value in US Dollars is applied. These details are key in determining whether the Surge Mastercard aligns with your financial needs and spending habits, ensuring an informed and suitable choice.

Know The Benefits of this credit card

  • Make sure you’re pre-qualified without hurting your credit score;
  • All types of credit are accepted;
  • Up to $1,000 credit limit – you can double that to $2,000;
  • Free access to your Experian Vantage 3.0 score – when signing up for electronic statements;
  • EMV chip for more security and tranquility in purchases;
  • Monthly reports for the three largest credit agencies;
  • Practical and fast application process, with the result in a few minutes;
  • Shop with your Surge Mastercard at all locations where Mastercard is accepted;
  • Need a current account;
  • Mastercard Zero Fraud Liability.

Surge Mastercard Application Requirements

  • Age Requirement: Must be at least 18 years old (or the age of majority in your state).
  • Valid Identification: Provide a valid government-issued ID and Social Security number.
  • Credit Check: Be prepared for a credit check; your credit history may impact approval.
  • Income Verification: Provide proof of a stable income to show you can manage credit responsibly.
  • Residency Status: Must be a legal resident of the United States.

How to Apply? Step by step:

  1. Visit the Official Website: Start by navigating to the official Surge Mastercard website.
  2. Find the Application Section: Look for the application section or a button that says “Apply Now”.
  3. Fill Out the Application Form: Complete the application form with your personal details, financial information, and contact details.
  4. Review and Submit: Double-check all the information for accuracy and submit your application.
  5. Wait for Approval: After submission, wait for a response from the card issuer regarding approval.

FAQs About the Surge Mastercard

What is the APR for the Surge Mastercard?

The APR varies based on creditworthiness and market rates. Check the latest rates on their website.

Are there any rewards or cashback programs?

The Surge Mastercard does not typically offer rewards or cashback programs.

Can I use this card internationally?

Yes, the Surge Mastercard can be used for international transactions, but foreign transaction fees may apply.

Is there a mobile app for managing my account?

Yes, there is a mobile app available for convenient account management and monitoring.

How long does it take to get approved?

Approval times can vary, but applicants often receive a decision within a few minutes to a few days.

Enjoy the buying power of the Surge Mastercard!

Having a credit card brings a lot of advantages, right? If you want to apply for the Surge Mastercard credit card, it’s easy.

Surge Mastercard Credit Card
CREDIT CARD
Surge Mastercard
Mobile App Double Your Credit Limit
Enjoy the buying power of the Surge Mastercard
Written By

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.