US Bank Visa Platinum Credit Card

Are you looking for a credit card with an amazing sign-up bonus? The Us Bank Visa Platinum can be this card; you get an introductory 0% APR for the first 20 billing cycles.

The US Bank Visa Platinum is a credit card with some great benefits, for starter this card has no annual fee and you also get a sign-up bonus of a 0% introductory APR for the first twenty billing circles. This card also offers a instalments type of payment, called US Bank ExtendPay plan.

CREDIT CARD

U.S. Bank Visa Platinum

No annual fee Cell phone protection

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If you want to know more information about the US Bank Visa Platinum Credit Card, keep reading our article.

More about the US Bank Visa Platinum Card

Sometimes when you get a card with high fees you get caught up with a balance higher than what you expected and you ended up with a debt spiral that could keep your finances and credit score in disarray.

One way to avoid that is find credit card that comes with low fees or bonus for a period of time that keep your interest rates to a minimum. The US Bank Visa Platinum is a great card to do that.

This card has one of the greatest introductory bonuses, you get a 0% APR for twenty billing circles, this is almost two years of zero APR for balance transfer, that you can use to transfer your older card balances to this one, and pay up your debts faster. 

More perks of the US Bank Visa Platinum

Besides the intro 0% APR and no annual fee this card offers a pay over time modality. With this feature you can make larger purchases and divide the value into fixed monthly payments, you can do this without have to pay interest in this purchase, you will only have to pay a small fee every month.

The introductory 0% APR is valid for purchases and balance transfer, after the first twenty billing circles the APR will be 15.99% to 25.99%, which is still a very low fee on the market, the smart thing to do is tray to pay your debts on the first months using the initial APR offer and then start enjoying your card to make new purchases.

Despite this card being directed to people who wants to transfer their balances to a lower interest fee, this isn’t a card for people with poor credit history, this is focused on people with a good score, but that wants to transfer their balances to pay less fees and tax over their debt.

How does the US Bank Visa Platinum work?

Like we said before, the US Bank Visa Platinum is a credit card focus on balance transfer, but what does this really means, you may ask, we are going to explain to you.

If you have a credit card balance or loan of $600 that you want to transfer to your US Bank new card, and the current APR for that card or loan is 18%, you will be saving $56 dollar if you transfer that balance during the initial offer that US Bank Visa Platinum offers to you.

You can calculate the amount you will be saving with every transfer to the US Bank Visa Platinum in the issuer website, they have a calculator that helps you see how much you can save, just by making balance transfers during  the initial APR offer.

Main Benefits of the US Bank Visa Platinum

The US Bank Visa Platinum is credit card focused on balance transfer, so the main benefit they offer is the introductory 0% APR, but besides that this card also has some other benefits.

Apply To US Bank Visa Platinum

To have access to the US Bank Visa Platinum you have to apply on the US Bank website, you will have to disclosure some personal and financial information during the application process, but it is simple and easy.

If you want to know more about the US Bank Visa Platinum and how to apply, keep reading our blog.

CREDIT CARD

U.S. Bank Visa Platinum

No annual fee Cell phone protection

Learn how to apply for a credit card

SEE HOW TO APPLY