U.S. Bank Shopper Cash Rewards Visa Signature Card Review

Unlock the potential of your everyday spending with the U.S. Bank Shopper Cash Rewards Visa Signature Card, a versatile financial tool designed to enhance your shopping experience.

This U.S. Bank Shopper Cash Rewards Visa Signature card goes beyond mere cash back rewards, offering a unique blend of generous rewards and premium benefits tailored for savvy shoppers seeking maximum value and peace of mind.

Whether you’re replenishing your pantry, indulging in a meal out, or indulging in a shopping spree, the U.S. Bank Shopper Visa Signature Card ensures that every purchase earns you cash back, allowing you to save money while enjoying the convenience of shopping.

High rewards rate

Embark on a rewarding journey with the U.S. Bank Shopper Cash Rewards Visa Signature Card, where every purchase earns you cash back rewards.

1. Unlock the excitement of earning 6% cash back on your first $1,500 spent quarterly with two chosen retailers, spanning a wide range from Apple to Walmart.
2. Indulge in the delight of 3% cash back on your initial $1,500 spent in your preferred everyday category, encompassing everything from gas stations to bills and utilities.
3. For all other eligible purchases, savor the satisfaction of earning a reliable 1.5% cash back, ensuring your spending always brings rewarding returns.

With the U.S. Bank Shopper Cash VisaCard, cash back isn’t just a benefit—it’s a rewarding journey that fills your wallet with every transaction.

Redeeming Rewards U.S. Bank Shopper Cash Rewards Visa

Unlocking the value of your rewards with the U.S. Bank Shopper Visa Signature Card is a breeze, offering you the flexibility to enjoy your earnings on your own terms. Whether you prefer to access your rewards via the convenient online portal or through the user-friendly U.S. Bank mobile app, the choice is yours.

Once logged in, you’ll discover a plethora of redemption possibilities, ranging from offsetting your balance with statement credits to depositing cash back rewards directly into your U.S. Bank checking or savings account. Alternatively, indulge yourself or your loved ones with rewards cards, allowing you to treat yourself to something special.

With streamlined redemption processes and no convoluted procedures to navigate, reveling in the fruits of your spending has never been simpler. Embrace the satisfaction of transforming your everyday purchases into tangible rewards with the U.S. Bank Shopper Visa Signature Card.

U.S. Bank Shopper Cash Rewards Visa Signature Card benefits

Bonus after approval

Earn a $250 bonus opportunity upon approval, achievable by making $2,000 in eligible purchases within the exhilarating first 120 days of opening your account, kickstarting your journey with immediate rewards.

Rewards on prepaid travel

Enjoy an impressive 5.5% cash back on prepaid hotel and car reservations booked directly through the Rewards Travel Center, making every travel booking more rewarding than ever before.

Visa Signature Hotel Collection

Indulge in luxury travel experiences with the Visa Signature Hotel Collection, exclusive to U.S. Bank Shopper Cash Rewards Visa Signature Cardholders, granting access to over 900 elite hotels and resorts worldwide, complete with exclusive benefits like room upgrades and complimentary breakfast.

$0 intro annual fee

Experience the U.S. Bank Shopper Cash Rewards Visa Signature Card with a special introductory offer of a $0 annual fee for the first year, followed by a $95 annual fee, providing continued access to generous rewards and premium benefits.

LED Technology

Experience cutting-edge LED-powered technology with the U.S. Bank Shopper Cash Visa Signature Card, illuminating the U.S. Bank logo during contactless transactions, ensuring both style and security with every tap.

Travel and emergency assistance services

Travel confidently with access to emergency transportation and medical assistance coordination services, ensuring support in unforeseen circumstances while on the go.

ExtendPay Plan

Enjoy the flexibility of the ExtendPay Plan, allowing you to pay eligible purchases over time, empowering you to manage your budget and financial goals at your own pace.

Travel benefits

Experience enhanced travel benefits including travel insurance coverage, auto rental collision damage waiver, and complimentary access to Visa Signature Concierge services, ensuring a seamless and stress-free journey wherever your adventures take you.

Who can apply?

To qualify for the U.S. Bank Shopper Cash Signature Card, applicants must meet specific eligibility criteria. This includes being at least 18 years old and possessing a valid Social Security number. Moreover, individuals should strive for a credit score ranging from good to excellent, typically indicated by a FICO score of 670 or above.

How to apply?

Applying for a U.S. Bank Shopper Cash Rewards Visa Signature Card is easier than you think:

1. Go to the U.S. Bank website and look for U.S. Bank Shopper Cash Rewards Visa Signature Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently asked questions

What customer service and support options are available for U.S. Bank Shopper Cash Rewards Visa Signature Cardholders?

U.S. Bank typically provides various customer service and support channels for cardholders, including online account management, phone support, live chat, and assistance at branch locations. 

Can I add authorized users to my U.S. Bank Shopper Cash Rewards Visa Signature Card account?

Yes, U.S. Bank typically allows primary cardholders to add authorized users to their credit card accounts. 

How can I increase my credit limit?

If you are eligible, you can request a credit limit increase online, on the other hand, you can do it by calling the number located on the back of your credit card.

Can I upgrade or downgrade my U.S. Bank Shopper Cash Rewards Visa Signature Card to a different credit card product?

U.S. Bank may offer options for cardholders to upgrade or downgrade their credit card accounts to different products within their card portfolio.