Wells Fargo Reflect Credit Card

The Wells Fargo Reflect Credit Card is a card made for people looking for a 0% introductory APR fee and no annual fee.

The Annual Percentage Rate knowns as APR is the cost you pay every year to borrow money, such as in a credit card, so one of the best perks one credit card can offers you is having an 0% introductory APR, like the Wells Fargo Reflect Credit Card does.

CREDIT CARD

Wells Fargo Reflect

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If this feature piqued your interest, and you want to learn more about the benefits of this card keep reading our article.

More About Wells Fargo Reflect Credit Car

This card is great if you are looking for an option to transfer you balance with low fees, especially in the first year after sign-up, or if you are looking to buying things and does not want to pay interest fees if you don’t need to. You get up to 21 months of 0% introductory APR to enjoy with this card. This is a great card to pay off your debts.

The main feature of this card is the sign-up bonus it offers, but there are some other features that are important to highlight. The Wells Fargo Reflect comes with cell phone protection, if you use your credit card to pay for your cell phone bills you have up to $600 of protections, in case of theft or lost phone. Another feature is the Zero liability protections.

This guarantees you won’t be held responsible in case of unauthorized transactions, as long as you report them as soon as you notice them on your balance. You get roadside dispatch 24/7 that provides emergency roadside help if you need them while traveling in your car. You also get to use the My Wells Fargo Deals to win cash back in statement credit, this program gets you some great deals in a vary of merchants.

How To Better Use Your Wells Fargo Reflect

We all know that sometimes our debts get out of hand, and becomes hard to pay it off. Look for a card that does not have an APR for some months is a great option, with no balance transfer and purchase fees you can use the Wells Fargo Reflect Credit Card to pay off your previous debts and get back on track with your finances.

This card has 18 months of 0% APR after you sign up, and another 3 months if you pay the minimum on your monthly credit bills. You can use this benefit to transfer your balance of previous cards, that you are having difficult to pay off.

You can also use this card to make purchases you are in need off, due to the 0% introductory APR for purchases as well, it is a great card in the first two years of use, be mindful of that to make smart purchases and organize your finances.

Benefits Of The Wells Fargo Reflect Credit Card

As we said previously, this card has some great initial benefits and some other features that can be very useful to the cardholder, some of these are:

0% introductory APR for balance transfer for up to 21 months.
0% introductory APR on purchases for up to 21 months.
Cell phone protection up to $600 in case of theft.
Zero liability protections, in case of unauthorized transactions
Earn cash back using My Wells Fargo Deals!

Requirements for application

Must be at least 18 years old (19 in some states).
Legal residency in the United States is required.
A good to excellent credit score is typically necessary.
Proof of steady income to ensure ability to repay credit.
While not mandatory, having an existing banking relationship with Wells Fargo can be beneficial.
Valid government-issued ID, such as a driver’s license or passport.

Step-by-Step Guide to Apply

Start by visiting the official Wells Fargo website.
Navigate to the credit cards section and select the Wells Fargo Reflect Credit Card.
Carefully read the card details, benefits, and terms.
Select the ‘Apply Now’ button to begin the application process.
Enter required details such as name, address, Social Security number, and annual income.
Consent to a credit check to assess creditworthiness.
Double-check all information for accuracy and submit the application.
Wait for a response from Wells Fargo, which may include additional verification steps.