Xbox MasterCard Review

The ultimate gaming companion that not only fuels your passion for gaming but also rewards you for it! Play this move with Xbox Mastercard.

Imagine a credit card that not only offers you the purchasing power you need but also showers you with exclusive perks and benefits tailored specifically for gamers. With the Xbox MasterCard in your wallet, you’re not just making transactions; you’re unlocking a world of gaming rewards and experiences like never before. 

Elevate your gaming experience to new heights with the Xbox MasterCard’s unbeatable lineup of rewards and benefits. Earn points on every purchase, whether it’s gaming-related or everyday essentials, and watch as those points translate into thrilling rewards such as Xbox gift cards, exclusive discounts on Xbox games and accessories, and even special access to gaming events and experiences. 

High rewards rate

With the Xbox MasterCard, earning rewards is as exhilarating as scoring the winning goal in your favorite game. Every time you use your card, whether it’s for purchasing the latest Xbox game or grabbing a snack for your gaming marathon, you’ll rack up points faster than you can say “achievement unlocked.”

Cardholders will earn:

• 5X card points for every $1 spent on your web, app and console-based Xbox and Microsoft purchases in the Microsoft Store, such as personal computer, software and electronics.
• 3X card points for every $1 spent on eligible streaming services, such as Netflix, Hulu, Spotuify and Disney +.
• 3X card points for every $1 spent on eligible dining delivery services, such as Grubhub and DoorDash.
• 1X card points for every $1 spent on everyday purchases.

Redeeming rewards

Redeeming rewards with the Xbox MasterCard is like unwrapping a treasure chest full of gaming delights. Once you’ve accumulated enough points through your everyday purchases, it’s time to dive into a world of possibilities. Whether you’re craving the latest blockbuster game, itching for that coveted gaming accessory, or simply looking to stock up on Xbox Live subscriptions, the choice is yours.

With the Xbox MasterCard, you can effortlessly convert your points into Xbox gift cards, unlocking a treasure trove of gaming content at your fingertips. But the excitement doesn’t end there – with exclusive discounts and special offers reserved just for cardholders, you’ll stretch your rewards even further, getting more bang for your buck with every redemption.

Xbox MasterCard benefits

Welcome bonus

The Xbox Mastercard offers more than just points accumulation – it kicks off your rewards journey with a generous bonus of 5,000 points, equivalent to $50, after your first purchase. With no minimum spending requirement, this introductory bonus sets it apart from other high rewards rate credit cards, ensuring you enjoy exclusive benefits from the get-go.

Personalized Card

Embrace the ultimate in personalization with the Xbox Mastercard. Designed with gamers in mind, this card offers five distinct Xbox-inspired designs, ensuring that avid gamers finally have a card that reflects their passion. But the customization doesn’t stop there – you also have the option to add your Xbox gamertag to the back of the card, turning every everyday purchase into a unique statement of your gaming identity. 

Xbox Game Pass Ultimate

Xbox Mastercard holders receive a complimentary three-month Game Pass Ultimate code, unlocking access to hundreds of games, Xbox Live Gold, and EA Play benefits, plus exclusive deals. Just make your first purchase within 180 days of opening your account, no minimum spend required. Already have a Game Pass? Share the code with a friend in the U.S. Enjoy endless gaming with Xbox Mastercard!

No annual fee

Imagine accessing all these perks and benefits without sacrificing your reward earnings to an annual fee. With Xbox Mastercard, you can earn a high cash back rate while saving hundreds of dollars on annual fees, unlike some other rewards credit cards. Enjoy the best of both worlds with Xbox Mastercard – rewarding experiences without the extra costs.

Xbox Insider Program

As an Insider, you’ll have the exciting opportunity to test all the upcoming software releases that Xbox has in store, providing valuable feedback to help refine and improve the gaming experience for players worldwide. Join the Xbox Insider Program today and be at the forefront of innovation in gaming!

Zero liability

Rest assured knowing that the Xbox MasterCard has your back in case of loss, theft, or fraudulent use. With built-in security features and protection against unauthorized charges, you can shop with confidence knowing that your purchases are safeguarded.

Mastercard Easy Savings

Earning cashback is just the beginning of saving with the Xbox MasterCard. Beyond cashback, you can save on everyday purchases with the Mastercard Easy Savings Program, unlocking incredible discounts at participating merchants nationwide. Enjoy even more savings and maximize your purchasing power with the Xbox MasterCard.

Mastercard benefits

The Xbox MasterCard isn’t just your average credit card – it’s a gateway to unparalleled benefits. Imagine a no-fee credit card that grants you access to all the perks of a World Elite Mastercard. With Xbox MasterCard, the perks are endless: discounts on select streaming services, upgrades on hotel stays, flights, and car rentals, gold concierge access, ID theft protection, and much more. 

Who can apply?

The Xbox Mastercard is exclusively available to Xbox Insider members aged 18 or older residing in the U.S. However, even if you’re not yet a member, you can easily sign up for the Xbox Insider program and apply for the card. This program is free to join, offering numerous perks and exclusive benefits, and is open to everyone, ensuring that all gamers can access the exciting rewards and advantages of the card.

How to apply?

If you are already a Xbox Insider member, you can check if you were invited at the Preview tab of the Xbox Insider hub. You will see “Xbox Mastercard” listed as an option. But, Microsoft is rolling out in waves, so don’t worry if you’re not invited yet, keep checking back.

If you aren’t a Xbox Insider member, applying for a Xbox Mastercard is easier than you think:

1. Join the Xbox Insider program
2. Go to the Xbox Mastercard website
3. Sign in with your account details
4. Click on Apply Now
5. Complete the application at Barclays’ website
6. Read Terms and Conditions
7. Fill your personal and financial details
8. Submit your application

Frequently asked questions

What is a co-branded Mastercard program?

It’s a partnership between Mastercard and other companies, such as Microsoft, to grow both businesses by offering added value..

Do I need to pay to enroll in the Xbox Insider Program?

Believe it or not, signing up is totally free and you don’t need to purchase anything.

How do I contact Xbox Customer Service for assistance?

You can contact their customer service by phone or through their web chat.

What is the credit limit on Xbox MasterCard?

Your credit limit will likely be based on your creditworthiness.