One customer mentioned that the ABSA Premium Banking Credit Card has allowed them to manage their finances more efficiently by providing them with a clear overview of their transactions and spending patterns.
Another customer praised the card’s rewards program, mentioning that they have been able to earn significant cashback and other incentives simply by using their card for their everyday purchases. Additionally, the exceptional customer service provided by ABSA has been a standout aspect for many cardholders.
Customers have appreciated the prompt and helpful assistance they received whenever they had a query or concern. The security features of the ABSA Premium Banking Credit Card have also garnered positive feedback, with users feeling confident and protected when making online or in-store transactions.
Rates and Fees of ABSA Premium Banking Credit Card
Annual Fee: With ABSA Premium Banking Credit Card, the annual fee cardholders have to pay is INR 744. This is a little bit higher than the average credit cards you can see in the country.
Late Payment Penalty Fee: The official website of ABSA Premium Banking Credit Card doesn’t disclose anything about their late payment penalty fees.
Returned Payment Fee: ABSA Premium Banking Credit Card’s returned payment fee information is nowhere to be found on their website.
Foreign Transaction Fee: Unfortunately, you may have to call ABSA Premium Banking Credit Card’s customer service in order to be aware on their foreign transaction fees.
Interest Rate: The interest rates available with ABSA Premium Banking Credit Card is from 1.1% to 7.5%. This range is considered average especially after knowing the benefits this card can give you.
Qualifying for ABSA Premium Banking Credit Card
Minimum Credit Score needed: You need to get at least 780 of minimum credit score to get ABSA Premium Banking Credit Card.
Annual Income requirements: ABSA Premium Banking Credit Card requires applicants to have an annual income of INR 300,000.
How to apply for ABSA Premium Banking Credit Card?
Here’s a step-by-step guide on how to apply for the ABSA Premium Banking Credit Card.
1. Research and gather information: Start by visiting the ABSA website or contacting their customer service to understand the features, benefits, and eligibility criteria associated with the ABSA Premium Banking Credit Card. Take note of any specific requirements or documents needed for the application.
2. Prepare the necessary documents: To complete the application process smoothly, gather all the required documents beforehand. These may include proof of identification (such as your ID or passport), proof of residence (such as utility bills or bank statements), and proof of income (such as payslips or bank statements).
3. Fill out the application form: Whether you choose to apply online or in person, you will be required to fill out an application form. Provide accurate and complete information, double-checking for any errors or omissions. This includes personal details, contact information, employment details, and financial information.
4. Submit the application: If applying online, submit the completed application form through the ABSA website. If applying in person, visit your nearest ABSA branch and hand in the application form along with all the required documents. Ensure that you have made copies of all documents for your own records.
5. Await approval and verification: After submitting your application, it will undergo a verification process. ABSA will review your application, documents, and credit history. This process may take a few business days. During this time, it’s essential to remain reachable and keep your phone or email accessible for any further inquiries.
6. Receive your ABSA Premium Banking Credit Card: Once your application is approved, you will receive your ABSA Premium Banking Credit Card at the address provided on your application form.
Final thoughts
With its impressive rewards program, exclusive benefits, and top-notch customer service, this credit card proves to be a valuable tool for those seeking premium banking services. Whether you are interested in travel perks, lifestyle rewards, or financial flexibility, the ABSA Premium Banking Credit Card has you covered. We highly recommend considering this card if you are looking to elevate your banking experience. To learn more about the ABSA Premium Banking Credit Card and its latest offerings, please visit their official website.
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