Apply for African Bank Gold Credit Card

Introducing the African Bank Gold Credit Card, a financial game-changer designed for our South African readers. Discover how this card can redefine your daily life, offering unmatched benefits and convenience.

One aspect that customers absolutely love about this credit card is the flexible repayment options. African Bank understands that financial circumstances can change, and they provide customers with the freedom to choose how they want to manage their repayments.

This level of flexibility ensures peace of mind and allows individuals to better plan and manage their expenses. Furthermore, the African Bank Gold Credit Card comes with an attractive rewards program. With every swipe, customers earn valuable reward points that can be redeemed for a wide range of exciting perks and benefits. From travel vouchers to cashback offers, the rewards program truly enhances the overall credit card experience.

The positive feedback from customers is a testament to the exceptional services provided by African Bank. People are praising the ease of application, the transparent terms and conditions, and the exceptional customer support.

Rates and Fees of African Bank Gold Credit Card 

Annual Fee: The annual fee you have to pay with African Bank Gold Credit Card is INR 420. This is a little bit costly but the card offers benefits you’ll like. 

Late Payment Penalty Fee: African Bank Gold Credit Card doesn’t have any late payment penalties. 

Returned Payment Fee: African Bank Gold Credit Card doesn’t have any returned payment penalties.

Foreign Transaction Fee: African Bank Gold Credit Card charges a foreign transaction fee of INR 20 with 1% of the total transaction amount. 

Interest Rate: African Bank Gold Credit Card has an annual interest rate of 16.5% – this is relatively average as compared to other cards. 

Qualifying for African Bank Gold Credit Card 

Minimum Credit Score needed: You need to have a minimum credit score of 680 to get an African Bank Gold Credit Card. 

Annual Income requirements: With African Bank Gold Credit Card, the income requirement is INR 10,000

you have to have a minimum monthly income of R10000 to be eligible. Which means that your annual income should at least be R120000 if you wish to acquire the card.  

How to apply for African Bank Gold Credit Card?

To apply for the African Bank Gold Credit Card, follow these simple steps: 

1. Visit the African Bank website: Start by visiting the official African Bank website, where you can find all the necessary information about their credit card offerings. Navigate to the Gold Credit Card section to learn more about its features and benefits. 

2. Click on the “Apply Now” button: Once you’ve familiarized yourself with the features and benefits of the African Bank Gold Credit Card, click on the “Apply Now” button to begin the application process. This will take you to the online application form. 

3. Complete the application form: Fill in all the required details on the application form accurately and honestly. These details may include personal information, contact details, employment information, and financial details. Make sure to double-check the information before submitting the form to ensure accuracy. 

4. Provide supporting documents: After completing the application form, you may be required to provide certain supporting documents to verify the information provided. These documents may include proof of identity, proof of residence, and proof of income. Ensure that you have these documents readily available for submission. 

5. Submit your application: Once you have filled in the application form and gathered the necessary supporting documents, review everything one last time to ensure accuracy. Then, submit your application online through the African Bank website. 

6. Await a response: African Bank will review your application and assess your eligibility based on the information provided. They may contact you if any additional information or documentation is required. If your application is successful, you will receive a response from African Bank regarding the status of your application. 

Applying for the African Bank Gold Credit Card is a simple process that can be done online, saving you time and effort. By following these steps, you can take the first step towards enjoying the benefits and convenience that the African Bank Gold Credit Card has to offer.

Final thoughts

We hope you found our African Bank Gold Credit Card Review for 2023 helpful in making an informed decision about your financial options. Our detailed analysis of the card’s features, benefits, and drawbacks can assist you in determining if this credit card aligns with your needs and goals. Remember to always evaluate your personal financial situation before committing to any credit card. If you have any further questions or comments, please do not hesitate to reach out. Thank you for reading our review and we wish you the best in your financial journey!

CREDIT CARD

African Bank Gold

International acceptance Credit Life Insurance

African Bank Gold Credit Card puts the power into your pocket:

APPLY NOW