Apply for Standard Bank Blue Credit card

Cardholders can earn reward points for every purchase they make, which can be redeemed for a variety of attractive options. Whether it’s travel, shopping, or dining, the rewards program provides flexibility and value for cardholders, enhancing their overall shopping experience. 

In addition to the rewards program, this credit card also offers a host of exclusive benefits. With access to a dedicated concierge service, cardholders can enjoy personalized assistance for various needs, such as travel bookings, restaurant reservations, and event tickets. This premium service ensures that cardholders receive top-notch assistance, making their lives more convenient and enjoyable. 

Moreover, the Standard Bank Blue Credit card provides peace of mind with its robust security features. With advanced fraud protection measures, cardholders can feel confident in using their card for online transactions and in-store purchases. The card also offers contactless payment options, adding an extra layer of convenience and security.

Rates and Fees of Standard Bank Blue Credit card

Annual Fee: This card has an annual fee of INR 40,00 to 19,000 – depending on the type of annual income you provide.  

 Late Payment Penalty Fee: You don’t have to worry about any late payment penalties with this card.

Returned Payment Fee: The Standard Bank Blue Credit card didn’t say anything about returned payment fees.  

Foreign Transaction Fee: You have to pay an additional INR 100 or 2.5% of the transaction – whichever is higher, to use the card for international transactions.  

Interest Rate: The interest rate available with Standard Bank Blue Credit card is on a minimum of 9.50% up to 20.25%. This is considered a little bit average.  

Qualifying for Standard Bank Blue Credit card 

Minimum Credit Score needed: To get Standard Bank Blue Credit card, you need to have a minimum credit score of 680.  

Annual Income requirements: The annual income you need to get this prestigious credit card is INR 75,000.  

How to apply for Standard Bank Blue Credit card?

To begin your application process, visit the Standard Bank website and navigate to the credit cards section. Look for the Blue Credit card and click on the “Apply Now” button. This will take you to the online application form. The application form will require you to provide personal information such as your full name, contact details, date of birth, and employment information. 

Be sure to have your identification documents, proof of income, and any other relevant supporting documents ready for submission. 

Next, you’ll need to disclose your financial information, including your monthly income and expenses. This helps Standard Bank assess your creditworthiness and determine the credit limit that best suits your financial situation. 

Once you’ve completed the application form, carefully review all the information provided to ensure its accuracy. Any mistakes or missing information can delay the application process. Take the time to double-check your details before submitting the application. 

After submitting your application, Standard Bank will review your information and perform a credit check. This is a standard procedure to assess your creditworthiness and determine if you meet the eligibility criteria for the Blue Credit card. 

If your application is approved, you will receive a confirmation email or a call from a Standard Bank representative. They will provide you with further instructions on how to collect your new Blue Credit card. 

In some cases, you may be required to visit a branch to finalize the process and provide any additional documents if necessary. It’s important to note that the approval process can take some time, so it’s advisable to be patient and wait for Standard Bank’s response.

Final thoughts

We hope that this review has given you valuable insights into the card’s offerings, such as cashback rewards, travel benefits, and enhanced security features. As always, it is important to consider your personal financial situation and goals before applying for any credit card. Should you have any further questions or require additional information, please reach out to Standard Bank directly for personalized assistance.

CREDIT CARD

Standard Bank Blue

world-class security UCount Rewards

Gives you access to an affordable credit facility:

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